Always leading in digitalizing banking services, VIB constantly applies technology to create smart, innovative financial solutions, helping customers proactively manage cash flow and optimize profits with just a few touches.

With the characteristics of 1 day profit, 1 touch to start profit, 1 flexible withdrawal step, VIB's Super Profit account brings a yield up to 43 times higher than a regular payment account for the idle cash flow of the whole society, changing customers' thinking about how to use payment accounts.

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Accordingly, just access MyVIB digital bank and activate the feature, the Super Profit account will immediately connect to the customer's payment account balance at VIB with two standard threshold options of 10 million VND and 100 million VND.

After the customer selects the threshold, the excess amount in the payment account balance will be connected to the Super Yield account to optimize every day with a yield of up to 4.3%/year. Compared to the 0.1%/year interest rate of a regular payment account, the Super Yield account brings customers' idle cash flow up to 43 times higher benefits.

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Sharing about the event, Mr. Ho Van Long, Deputy General Director and Director of VIB Retail Banking, said: "Super Yield Account is a breakthrough initiative of VIB to bring the concept of cash flow movement and the optimal experience of idle cash flow directly to each customer and each Vietnamese user. This is not only a pioneering financial solution with the mission of "Awakening idle cash flow", turning each dormant amount of money into a profitable opportunity, but also a revolution in thinking about cash flow.

More than a product, this is a call to action - for every individual, every business and the whole community to unleash their financial power, optimize every penny of capital, and create a prosperous future."

On the MyVIB platform - Vietnam's most innovative digital bank in 2024 (according to Global Business Outlook), VIB pioneers in applying leading modern technologies such as Cloud Computing, Big Data, AI and especially GenAI to deeply understand customers' habits, preferences and transaction journeys. Thanks to that, the Super Profit account is developed with the criteria of security, friendliness and optimization, bringing users outstanding benefits.

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With the Super Profit account, customers can enjoy a smooth digital transaction experience, from flexible payment and spending anytime, anywhere to optimizing idle cash flow on the Super Profit account. All balance fluctuations, accumulated interest amount, interest rate customers are enjoying... are reported fully, accurately, and clearly every day right on the application.

This is a smart solution for the strategy of optimizing personal assets of Vietnamese customers, where the payment account balance is not a dormant reserve but a cash flow that is always moving to create continuous value; at the same time, it is also an important step, affirming VIB's position in elevating the modern banking experience.

When activating the feature to use the Super Profit account on the MyVIB application, customers will be free to choose a beautiful payment account number worth up to 15 million VND, the program lasts until March 31, 2025.

In addition, from 1 million maintained in the Super Profit account, each day customers will receive 01 lucky draw to win tickets of SKY LOUNGE, SVIP, FANZONE, GA3, CAT2 categories along with "Star Class A" privileges, Soundcheck privileges... of the music night Anh Trai "Say Hi" Concert 5 taking place at Van Phuc City Urban Area (No. 375 National Highway 13, Hiep Binh Phuoc Ward, Thu Duc, Ho Chi Minh City) on March 21, 2025. The program lasts until March 16, 2025.

Customers can refer to the features at: https://bit.ly/41gb2XG

Bich Dao