However, in today's adjustment, Bao Viet Commercial Joint Stock Bank (BaoViet Bank) only increased the deposit interest rate for a 1-month term. According to the online deposit interest rate table, the 1-month term has just increased by 0.2%/year, to 3.5%/year.

Bank interest rates for the remaining terms remain the same. Online deposit interest rates for 2-month terms are 3.6%/year, 3-month terms are 4.35%/year, 4-month terms are 4.4%/year, and 5-month terms are 4.5%/year. With the above interest rates for deposits under 6 months, BaoViet Bank is currently among the market leaders in terms of the highest interest rates.

This bank listed a savings interest rate of 5.45%/year for terms of 6-8 months. The bank's interest rate for terms of 9-11 months is listed at 5.5%/year. The 12 and 13 month terms have interest rates of 5.8% and 5.9%/year, respectively.

The highest interest rate when saving online at BVBank is 6%/year, applied to deposit terms from 15-36 months.

Previously, the bank increased savings interest rates on January 24 by 0.2-0.25%/year for terms from 6-11 months.

With BaoViet Bank's recent interest rate adjustment, since the beginning of February 2025, banks have adjusted their deposit interest rates, including: TPBank (reducing deposit interest rates for terms of 1 - 2 - 3 and 12 months), Techcombank (increasing interest rates for terms of 6-36 months), Bac A Bank (reducing interest rates for 1-36 months) and Eximbank (increasing interest rates for 1-12 months, reducing interest rates for 15-36 months, and reducing interest rates for 15-36 months), Viet A Bank (increasing interest rates for terms of 12-36 months), Vikki Bank (increasing terms of 1-8 months and 12 months, reducing interest rates for terms of 13-36 months); VietBank (increasing interest rates for terms of 1-5 months and 7-9 months), BaoViet Bank (increasing interest rates for terms of 1 month).

INTEREST RATES FOR ONLINE DEPOSITS AT BANKS ON FEBRUARY 20, 2025 (%/YEAR)
BANK 1 MONTH 3 MONTHS 6 MONTHS 9 MONTHS 12 MONTHS 18 MONTHS
AGRIBANK 2.4 3 3.7 3.7 4.7 4.7
BIDV 2 2.3 3.3 3.3 4.7 4.7
VIETINBANK 2 2.3 3.3 3.3 4.7 4.7
VIETCOMBANK 1.6 1.9 2.9 2.9 4.6 4.6
ABBANK 3.2 4 5.5 5.6 5.8 5.6
ACB 3.1 3.5 4.2 4.3 4.9
BAC A BANK 3.6 3.9 5.05 5.15 5.6 6
BAOVIETBANK 3.5 4.35 5.45 5.5 5.8 6
BVBANK 3.95 4.15 5.45 5.75 6.05 6.35
EXIMBANK 4.1 4.4 5.4 5.4 5.6 6.4
GPBANK 3.5 4.02 5.35 5.7 6.05 6.15
HDBANK 3.85 3.95 5.3 4.7 5.6 6.1
IVB 4 4.35 5.35 5.35 5.95 6.05
KIENLONGBANK 4.3 4.3 5.8 5.8 6.1 6.1
LPBANK 3.6 3.9 5.1 5.1 5.5 5.8
MB 3.7 4 4.6 4.6 5.1 5.1
MBV 4.3 4.6 5.5 5.6 5.8 6.1
MSB 4.1 4.1 5 5 6.3 5.8
NAM A BANK 4.3 4.5 5 5.2 5.6 5.7
NCB 4.1 4.3 5.45 5.55 5.7 5.7
OCB 4 4.2 5.2 5.2 5.3 5.5
PGBANK 3.4 3.8 5 5 5.5 5.8
PVCOMBANK 3.3 3.6 4.5 4.7 5.1 5.8
SACOMBANK 3.3 3.6 4.9 4.9 5.4 5.6
SAIGONBANK 3.3 3.6 4.8 4.9 5.8 6
SCB 1.6 1.9 2.9 2.9 3.7 3.9
SEABANK 2.95 3.45 3.95 4.15 4.7 5.45
SHB 3.5 3.8 5 5.1 5.5 5.8
TECHCOMBANK 3.35 3.65 4.65 4.65 4.85 4.85
TPBANK 3.5 3.8 4.8 4.9 5.2 5.5
VCBNEO 4.15 4.35 5.85 5.8 6 6
VIB 3.8 3.9 4.9 4.9 5.3
VIET A BANK 3.7 4 5.2 5.4 5.8 6
VIETBANK 4.3 4.6 5.4 5.4 5.8 5.9
VIKKI BANK 4.4 4.4 5.6 5.7 5.9 5.9
VPBANK 3.8 4 5 5 5.5 5.5