Following the footsteps of the Prosperity and Development Joint Stock Commercial Bank (PGBank), An Binh Commercial Joint Stock Bank (ABBank) today (December 28) has made a "reverse" move to increase its deposit interest rates. Accordingly, in the online deposit interest rate table recently released by this bank, ABBank has adjusted the deposit interest rates for 6-month and 8-month terms by 0.1 percentage points to 5.3%/year and 5%/year, respectively.
For the remaining deposit interest rates, ABBank maintains the same, without adjustment. Of which, the interest rate for 1-2 month term is 3.2-3.3%/year, the interest rate for 3-5 month term is 3.5%/year, the interest rate for 7 month term is 5%/year, the term for 9-11 month is 4.5%/year, the term for 12 month is 4.3%/year, the term for 13-36 month is 4%/year and the term for 48-60 month is 3.6%/year.
On the same day, Southeast Asia Commercial Joint Stock Bank (SeABank) continued to reduce deposit interest rates. Accordingly, for deposit terms from 1 to 11 months, SeABank reduced by 0.2 percentage points. Specifically, the interest rate for 1-2 month terms decreased to 3.6%/year, 3-5 month terms to 3.8%/year, 6 month terms to 4.4%/year, 8 month terms to 4.5%/year, 9 month terms to 4.55%/year, 10 month terms to 4.6%/year and 11 month terms to 4.65%/year.
Interest rates for 12-15 month deposits decreased by 0.1%. Accordingly, the deposit interest rate for 12-month deposits is 5%/year and for 15-month deposits is 5.05%/year.
The bank keeps the interest rate at 18-month term at 5.1%/year, 24-month term at 5.15%/year. The highest deposit interest rate at SeaBank is 5.2%/year at 36-month term.
\Previously, on December 27, the two giants Agirbank and Vietinbank also adjusted their deposit interest rates. Specifically, Agribank adjusted its interest rates down for the third time since the beginning of December. Accordingly, the bank's online deposit interest rates for 1 and 2 month terms decreased by 0.2 percentage points to only 2%/year.
VietinBank also reduced the deposit interest rate by 0.4% for terms 1 and 2 to only 2.2%/year. The bank also reduced the deposit interest rate for terms 3-5 months by 0.5% to 2.5%/year. At the same time, the bank reduced the deposit interest rate for terms 6-9 months by 0.5% to 3.5%/year.
State-owned giants have continuously adjusted their deposit interest rates down since the beginning of the month. BIDV and Agribank have reduced their interest rates three times, while Vietcombank and VietinBank have also adjusted their interest rates down twice.
Thus, up to now, a total of 22 banks have reduced deposit interest rates: HDBank, Techcombank, Eximbank, KienLongBank, SCB, VietBank, ACB, VietinBank, Agribank, LPBank, SeABank, PGBank, ABBank, Vietcombank, BIDV, VIB, VPBank, TPBank, Saigonbank, MB, MSB, NamA Bank .
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