As of mid-April 2024, the whole province had 13 district-level units meeting the standards and completing the task of building new rural areas; 363/465 communes, 717 mountainous villages and hamlets meeting new rural standards; 97 communes meeting advanced new rural standards; 23 communes, 480 villages and hamlets meeting model new rural standards. Among these achievements, it is necessary to mention the active contribution of the Bank for Agriculture and Rural Development, Nam Thanh Hoa Branch (Agribank Nam Thanh Hoa) - with the role of one of the key banks in the agricultural and rural financial market.
Agribank Nam Thanh Hoa officers and employees participate in tree planting in Thuong Xuan district.
With preferential interest rate loans from Agribank Nhu Xuan, Thanh Phat Macadamia Cooperative, Cat Tan Commune (Nhu Xuan) has more strength to expand production scale. Mr. Do Trong Hoc, Director of the Cooperative, excitedly said: "With preferential loans, the Cooperative has been realizing the plan to expand production scale from more than 10 hectares to 50 hectares of macadamia trees, of which nearly 30 hectares are being harvested. The Cooperative has built macadamia products that meet the provincial 3-star OCOP product standards, widely consumed in the market inside and outside the province with an income of hundreds of millions of VND/year, creating jobs for nearly 10 workers with stable income.
In line with the province's New Rural Development Program, Agribank Nam Thanh Hoa has developed a plan to mobilize capital, invest in credit and develop banking services, in order to proactively expand credit to serve and develop agriculture and rural areas in the province. Accordingly, over the past 5 years, the bank has allocated more than 80% of its total outstanding credit capital to serve the development of "three rural areas". As of early April 2024, the total mobilized capital of Agribank Nam Thanh Hoa reached more than 15,000 billion VND; total outstanding loans reached nearly 17,000 billion VND; of which loans for agriculture and rural areas accounted for more than 90%. Agribank Nam Thanh Hoa always adheres to the mission of "Three rural areas", prioritizing resources for the development of ecological agriculture, modern rural areas, and civilized farmers, so that agriculture, farmers, and rural areas are truly the foundation and great force in the socio-economic development of many localities in the province. Credit capital is brought closer to the people through coordination with farmers' associations and women's associations, building a system of 1,200 loan groups in villages, hamlets, residential areas and deploying mobile transaction points using specialized cars... meeting most of the people's needs for banking services. Through Agribank's investment capital, it has made an important contribution to job creation, labor restructuring, improving people's lives in rural areas and promoting new rural development, economic and social growth in the locality.
The deployment of modern banking products and services to rural people of Agribank Nam Thanh Hoa has also achieved encouraging results. Agribank Nam Thanh Hoa is one of the pioneering banks in investing and providing card services and ATM services in agricultural and rural areas, meeting people's payment needs, changing cash consumption habits in the population, contributing significantly to digital transformation in new rural development. As of early April 2024, the bank has invested in 23 ATMs, 4 CDM machines; 145 POS machines and developed 4,735 payment transaction points via QR-Code, VietQR, opened 289,000 payment deposit accounts, serving the transaction needs of people in the area. In addition, the bank also actively deploys e-banking services; card services; lending models associated with businesses; lending through issuing overdraft cards in agricultural and rural areas...
In addition to making efforts to perform well in business activities, Agribank Nam Thanh Hoa always focuses on and takes the lead in implementing social security work, demonstrating the sense of responsibility as a large commercial bank in the area. From 2019 to present, the total amount of funding for social and charitable activities in the area has reached more than 14 billion VND. These include funding activities to build schools, medical stations, solidarity houses, sponsoring the wave and computer program for children, the program to add letters to reduce poverty, supporting flood recovery, supporting the fight against COVID-19... and sponsoring other programs and events in the locality. The social security programs sponsored by Agribank Nam Thanh Hoa all have great humanitarian significance, making the face of the countryside more and more prosperous, helping people in the area have a better environment and living conditions.
As the key bank investing in agricultural, farmer and rural development, Agribank Nam Thanh Hoa has made certain contributions to the success of the New Rural Development Program, most notably promoting production and business, solving employment problems, shifting labor structure, improving people's lives in rural areas, creating significant income, helping people escape poverty and become rich on their own homeland.
Article and photos: Khanh Phuong
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