When I turned 50, my life reflected everything I had done in the past, including mistakes from my financial management habits.
I can't help but think about the future, especially about retirement. The importance of saving is becoming more and more apparent. And so the lessons of this age are gradually emerging.
When I was young, I always felt that I had a long time, my pension and social security would be enough to support me through old age. Therefore, I preferred to spend money to enjoy life rather than accumulate savings.
After turning 50, I finally understood that pensions and social security cannot meet all needs, especially when it comes to maintaining quality of life.
And the first time I really realized the value of savings was when I had to pay for emergency medical expenses. The feeling of pulling money out of my wallet was like a wake-up call!
A friend of mine suddenly got sick and had to undergo expensive surgery and long-term rehabilitation. At that time, I thought, if I didn't have enough savings, I don't know how I would handle this emergency.
At that time, I deeply understood that saving not only solves the problem of future pension but also guarantees for emergencies.
Another lesson is about retirement planning...
I never really thought about retirement planning until I was 50. But now I understand that saving money is the key to achieving your retirement plan.
Without enough savings, I won't be able to maintain the standard of living I hope to have in retirement. I want to have enough free time to travel and pursue my hobbies, but all of this requires financial support.
After turning 50, I started managing my finances more carefully.
I created a savings plan where I put a portion of my monthly income into a retirement account and a reserve account for emergencies. I also learned to be careful with money, cut down on unnecessary expenses and spend money on more valuable things.
I am 50 years old - always remember one thing, that is: Deposits are not just money but also future safety and quality of life.
After turning 50, I finally woke up and understood the importance of saving for retirement in the future. I no longer see it as a burden but as a guarantee of financial freedom and a tool to create a better life for myself and my family.
So, no matter how old you are, I urge everyone to take a serious look at saving and investing. Because retirement requires planning and preparation – well in advance!
Although this lesson came late, it helped me appreciate every penny more and have enough courage and confidence when facing future challenges.
Source: https://giadinh.suckhoedoisong.vn/phai-den-khi-buoc-sang-tuoi-50-toi-moi-nhan-ra-viec-tiet-kiem-cho-quy-cham-soc-huu-tri-quan-trong-nhu-the-nao-17225010811295234.htm
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