Ho Chi Minh City Development Joint Stock Commercial Bank (HDBank) has just adjusted its deposit interest rates down by 0.2 percentage points for all terms.
Accordingly, in this online home loan interest rate table, the interest rate is 2.95% for a term of 1-5 months; the interest rate is 4.6%/year for a term of 6 months. HDBank reduces the interest rate for a term of 7-11 months to 4.4%/year, the interest rate is 4.8%/year for a term of 12 months and the interest rate is 5%/year for a term of 13 months.
For the 15-month term, HDBank offers a deposit interest rate of 5.6%/year, and an interest rate of 5.5%/year for the 24-36-month term. The highest deposit interest rate of this bank is currently for the 18-month term at 5.7%/year.
Vietnam Construction Commercial Joint Stock Bank (CBBank) has also recently adjusted its deposit interest rate down by 0.4 percentage points for terms of 6 months or more.
Accordingly, in the online interest rate table, the bank reduced the interest rate to 4.5%/year for a 6-month term, 4.45%/year for a 7-11 month term and 4.65%/year for a 12-month term. For a term of 36 months or more, the interest rate offered by CBBank is 4.9%/year.
National Citizen Commercial Joint Stock Bank (NCB) has adjusted deposit interest rates for the third time this month for terms of 1-5 months and 12-60 months.
This bank has reduced the interest rate for 1-5 month terms by 0.2 percentage points to 3.6%/year, and the interest rate for 1-2 month terms by 3.7%/year. The bank listed the interest rate at 3.8%/year for 3-5 month terms. Similarly, NCB also reduced the interest rate for 15 month terms by 0.2 percentage points to 5.3%/year.
For interest rates at 12 and 13 month terms, the bank adjusted down 0.1 percentage points to 5.1-5.2%/year. NCB also reduced 0.1 percentage points for interest rates at 18-60 month terms to 5.6%/year.
Previously, Eximbank also adjusted interest rates down. Accordingly, the bank adjusted interest rates down from 0.2-0.4%. Specifically, for non-term deposits, customers with a balance at the end of the day of less than 5 million VND, the interest rate is 0.2%/year, customers with a balance at the end of the day from 5 million VND to less than 100 million VND will enjoy an interest rate of 0.5%/year.
For term deposit interest rates, the interest rate is 2.7%-2.9%/year for terms from 1 month to 2 months, the interest rate for 3-month terms is 3%/year and the interest rate is 3.3%/year for terms from 4-5 months.
The bank adjusted the interest rate to 3.8%/year for a 6-9 month term; 4.5%/year for a 10-11 month term. For a 12 month term, the interest rate is 4.8%/year; 4.9%/year for a 13 month term; 5%/year for a 15 month term. The interest rate for a 24-36 month term at the bank is 5.1%/year. The highest interest rate that Eximbank sets is for a 60 month term at 5.2%/year .
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