Mother-in-law requested to transfer 200 million VND to daughter-in-law but was refused by bank staff, police investigation discovered sophisticated fraud

Observing the customer's strange actions, the bank employee refused the transaction and reported the matter to the police for investigation.

In early 2022, a 70-year-old woman named Tran went to a bank in Shanghai (China) to request a transfer. The bank staff noticed the woman's worried, fearful, and somewhat impatient expression. After asking the old woman for basic information, the staff immediately discovered something unusual.

Mrs. Tran said she wanted to transfer money to her daughter-in-law but could not name her daughter. The staff asked her to call her daughter to confirm, but Mrs. Tran refused. This woman still insisted on transferring 70,000 NDT (242 million VND) and did not allow the staff to call her relatives. When entering the account number of Mrs. Tran's "daughter-in-law", the system displayed information that the account holder was a man.

The bank staff suspected something was wrong, refused Ms. Tran's transaction and called the local police. At the police station, Ms. Tran said her real purpose was to transfer money to her niece who was studying abroad. The woman recounted that her niece had called, saying that she was in trouble because she had damaged equipment in a university laboratory and needed to transfer money to resolve the matter.

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This person urged the 70-year-old woman to transfer money immediately to avoid being disciplined by the school, possibly even losing her student status and being deported back to her country. The “granddaughter” told Mrs. Tran not to tell her parents to avoid being scolded, promising to return the money to her when she returned to her country. The other party provided the account number, not forgetting to remind the old woman to use another reason to transfer money to the bank, avoiding mentioning the problem her granddaughter was having.

Mrs. Tran had heard of many cases of phone scams. However, she still trusted the person on the other end of the line because the voice sounded like her granddaughter’s and she gave correct information about her granddaughter’s school and where she lived.

Police and bank staff went to the old woman’s house to investigate the incident. Mrs. Tran’s phone rang again with her “niece’s” number, but as soon as she realized the person on the other end was not a woman, the other party quickly hung up. This action gave the police more grounds to confirm that Mrs. Tran had been scammed by a person pretending to be an acquaintance.

The police called Mrs. Tran's daughter-in-law, who said she had just contacted her daughter because her daughter's social media accounts had been hacked and that it would take time to get them back. Only then did the 70-year-old woman believe that she had been tricked by a sophisticated trick, the subjects had hacked information from her granddaughter's social media account to trick Mrs. Tran.

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In fact, phone scams are becoming increasingly difficult for people to guard against. Fraudsters will collect personal information, then pretend to be relatives with AI voices to approach middle-aged and elderly people, claiming to need money due to legal troubles.

Scammers often take advantage of the fact that their loved ones are far away, creating a stressful situation and emphasizing the serious consequences if they do not transfer money immediately, making the elderly worried and eager to resolve the matter. There are many cases where the subjects do not ask to go to the bank to transfer money but make an appointment to go to a location to deposit the money, then disappear.

Chinese police remind everyone to be vigilant, stay calm in case of receiving suspicious calls, do not rush to transfer money to people claiming to be relatives over the phone. First, you need to verify your identity, possibly with private information that only the two of you know, or promptly notify your family, notify the local police for timely support.

Kim Linh (According to Toutiao)

Source: https://giadinh.suckhoedoisong.vn/me-chong-yeu-cau-chuyen-khoan-200-trieu-dong-cho-con-dau-bi-nhan-vien-ngan-hang-tu-choi-giao-dich-canh-sat-dieu-tra-phat-hien-hanh-vi-lua-dao-tinh-vi-172250208214534114.htm