Top 3 banks with the highest interest rates for 6-month savings today

6-month savings interest rates at banks are fluctuating from 3 - 5.5%. Graphics: Tuyet Lan

According to a survey by Lao Dong Newspaper reporters at nearly 30 banks in the system, 6-month savings interest rates are fluctuating around 3 - 5.5%/year.

Leading the way is Caky by VPBank, which is listing a 6-month term interest rate at 5.5%/year when customers deposit money for a term and receive interest at the end of the term. In addition, this bank is listing the highest interest rate at 5.7%/year when customers deposit money for 12-36 months and receive interest at the end of the term.

Cake by VPBank savings interest rate table on February 14, 2024. Screenshot

CBBank lists the highest interest rate for a 6-month term at 5.1%/year when customers deposit money online and receive interest at the end of the term.

CBBank savings interest rate table on February 14, 2024. Screenshot

NCB listed the highest interest rate for 6-month term at 4.65%/year when depositing in An Phu. Customers with traditional deposits receive a lower interest rate of 4.5%/year.

NCB savings interest rate table on February 14, 2024. Screenshot

VietABank is listing the highest interest rate for a 6-month term at 4.6%/year when customers deposit money online and receive interest at the end of the term. Customers who deposit money monthly only receive an interest rate of 5.5%/year.

VietABank savings interest rate table on February 14, 2024. Screenshot

In addition, readers can refer to the interest rate table of Big 4 banks on February 14, 2024:

Agribank savings interest rate table on February 14, 2024. Screenshot

BIDV savings interest rate table on February 14, 2024. Screenshot

Vietcombank savings interest rate table on February 14, 2024. Screenshot

Vietinbank savings interest rate table on February 14, 2024. Screenshot

You can quickly calculate bank interest using the following formula:

Interest = Deposit x interest rate (%)/12 months x number of months of deposit

For example, you deposit 1 billion VND in Bank A, with an interest rate of 5.5% for a 6-month term. The interest you receive is estimated at:

1 billion VND x 5.5%/12 x 6 months = 27.5 million VND.

So, before saving, you should compare savings interest rates between banks and interest rates between terms to get the highest interest.

* Interest rate information is for reference only and may change from time to time. Please contact the nearest bank transaction point or hotline for specific advice.

Readers can refer to more articles about interest rates HERE.

Source: https://laodong.vn/tien-te-dau-tu/top-3-ngan-hang-co-lai-suat-cao-nhat-khi-gui-tiet-kiem-6-thang-hom-nay-1303867.ldo