After Techcombank unexpectedly increased deposit interest rates, SHB Bank has just adjusted deposit interest rates up for some terms.
According to SHB's latest online deposit interest rate schedule, 1- and 2-month deposit interest rates have both been adjusted up to 2.8%/year, after increasing by 0.2 and 0.1 percentage points, respectively.
Interest rates for 12-month deposits increased by 0.1 percentage points to 4.9% per year; 13-15-month deposits increased by 0.2 percentage points to 5% per year; 18-month deposits increased by 0.1 percentage points to 5.2% per year.
SHB keeps the savings interest rate unchanged for the remaining terms. Specifically, the savings interest rate for 3-month term is 3%/year, and for 4-5-month term is 3.1%/year.
Interest rates for 6-month terms are also kept at 4.2%/year, 7-8 month terms at 4.3%/year, and 9-10 month terms at 4.4%/year.
The interest rates for deposits with terms of 24 and 36 months are also kept unchanged, at 5.5% and 5.8%/year, respectively. These are also the terms with the highest interest rates at SHB in particular and banks in general.
Signs of deposit interest rates have reappeared recently. Before SHB and Techcombank, Eximbank increased interest rates on 1-3 month deposits from March 22, Saigonbank increased interest rates on 18-36 month deposits from March 19.
However, these banks only increase rates slightly for certain terms. The general trend of banks today is still to reduce deposit interest rates.
Today's interest rate market developments show that the Vietnam Joint Stock Commercial Bank for Industry and Trade (BVBank) has just officially reduced its deposit interest rate for the third time this month, starting today, March 26.
This time, BVBank's interest rate reduction is 0.15 percentage points for term deposits from 1-12 months, and 0.25 percentage points for term deposits from 18-24 months.
Accordingly, BVBank's latest online deposit interest rate schedule is as follows: 1-month term interest rate 2.85%/year, 3-month term 3.05%/year, 6-month term 4.05%/year, 9-month term 4.35%/year, 12-month term 4.65%/year, 18-month term 5.25%/year and 24-month term 5.35%/year.
Except for BVBank and SHB, interest rates at other banks remain unchanged.
Since the beginning of March, 25 commercial banks have reduced deposit interest rates, including: PGBank, BVBank, BaoViet Bank, GPBank, ACB, Agribank, VPBank, PVCombank, Dong A Bank, MB, Techcombank, NCB, KienLong Bank, Agribank, SCB, Saigonbank, BIDV, Sacombank, ABBank, SeABank, CBBank, OceanBank, TPBank, VietinBank, VIB.
Of which, BaoViet Bank, GPBank, PGBank, Techcombank have reduced deposit interest rates twice since the beginning of the month. BVBank has reduced interest rates three times in March.
On the contrary, 4 banks increased deposit interest rates at some terms: SHB, Techcombank, Saigonbank and Eximbank.
| HIGHEST INTEREST RATES AT BANKS ON MARCH 26 (%/year) | ||||||
| BANK | 1 MONTH | 3 MONTHS | 6 MONTHS | 9 MONTHS | 12 MONTHS | 18 MONTHS |
| VIETBANK | 3.1 | 3.5 | 4.6 | 4.8 | 5.3 | 5.8 |
| OCB | 3 | 3.2 | 4.6 | 4.7 | 4.9 | 5.4 |
| HDBANK | 2.95 | 2.95 | 4.6 | 4.4 | 4.8 | 5.7 |
| ABBANK | 3 | 3.2 | 4.6 | 4.2 | 4.2 | 4.4 |
| NCB | 3.3 | 3.5 | 4.55 | 4.65 | 5 | 5.5 |
| NAM A BANK | 2.9 | 3.4 | 4.5 | 4.8 | 5.3 | 5.7 |
| VIET A BANK | 3.1 | 3.4 | 4.5 | 4.5 | 5 | 5.3 |
| BAOVIETBANK | 3 | 3.25 | 4.3 | 4.4 | 4.7 | 5.5 |
| PVCOMBANK | 2.85 | 2.85 | 4.3 | 4.3 | 4.8 | 5.1 |
| DONG A BANK | 3.3 | 3.3 | 4.3 | 4.5 | 4.8 | 5 |
| SHB | 2.8 | 3 | 4.2 | 4.4 | 4.9 | 5.2 |
| KIENLONGBANK | 3 | 3 | 4.2 | 4.6 | 4.8 | 5.3 |
| BAC A BANK | 2.8 | 3 | 4.2 | 4.3 | 4.6 | 5.1 |
| BVBANK | 2.85 | 3.05 | 4.05 | 4.35 | 4.65 | 5.25 |
| LPBANK | 2.6 | 2.7 | 4 | 4.1 | 5 | 5.6 |
| PGBANK | 2.6 | 3 | 4 | 4 | 4.3 | 4.8 |
| VIB | 2.7 | 3 | 4 | 4 | 4.8 | |
| CBBANK | 3.1 | 3.3 | 4 | 3.95 | 4.15 | 4.4 |
| VPBANK | 2.3 | 2.5 | 4 | 4 | 4.3 | 4.3 |
| GPBANK | 2.3 | 2.82 | 3.95 | 4.2 | 4.65 | 4.75 |
| OCEANBANK | 2.6 | 3.1 | 3.9 | 4.1 | 4.9 | 5.2 |
| EXIMBANK | 3.1 | 3.4 | 3.9 | 3.9 | 4.9 | 5.1 |
| MSB | 3.5 | 3.5 | 3.9 | 3.9 | 4.3 | 4.3 |
| SAIGONBANK | 2.3 | 2.5 | 3.8 | 4.1 | 5 | 5.6 |
| TPBANK | 2.5 | 2.8 | 3.8 | 4.7 | 5 | |
| SACOMBANK | 2.3 | 2.7 | 3.7 | 3.8 | 4.7 | 4.9 |
| ACB | 2.5 | 2.8 | 3.7 | 3.9 | 4.7 | |
| TECHCOMBANK | 2.25 | 2.55 | 3.65 | 3.7 | 4.55 | 4.55 |
| MB | 2.2 | 2.6 | 3.6 | 3.7 | 4.6 | 4.7 |
| SEABANK | 2.7 | 2.9 | 3.2 | 3.4 | 3.75 | 4.6 |
| BIDV | 1.8 | 2.1 | 3.1 | 3.1 | 4.7 | 4.7 |
| SCB | 1.65 | 1.95 | 3.05 | 3.05 | 4.05 | 4.05 |
| VIETINBANK | 1.7 | 2 | 3 | 3 | 4.7 | 4.7 |
| VIETCOMBANK | 1.7 | 2 | 3 | 3 | 4.7 | 4.7 |
| AGRIBANK | 1.6 | 1.9 | 3 | 3 | 4.7 | 4.7 |
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