According to statistics up to now, the highest 6-month deposit interest rate is 5.6%/year listed by ABBank. Next is the interest rate of 5.25%/year listed by NCB. CBBank is the remaining bank listing a deposit interest rate of over 5%/year for 6-month deposits at 5.15%/year.

The 6-month deposit interest rate at some banks is also approaching the 5% mark, currently listed at 4.9%/year, including: Bac A Bank, BaoViet Bank, HDBank, and OCB.

GPBank is also in the leading group when it is listing an interest rate of 4.85%/year for 6-month term deposits.

Meanwhile, OceanBank and Viet A Bank both listed interest rates of 4.8%/year for this term.

The group of banks listing interest rates of 4.7%/year include: KienLong Bank, LPBank, SHB, VPBank.

The interest rate of 4.6%/year for 6-month term savings deposits is being applied at MSB, Nam A Bank, and VietBank.

Eximbank, PGBank, and TPBank listed interest rates at 4.5%/year.

PVCombank and Techcombank are behind with interest rates of 4.3%/year and 4.25%/year (deposits under 100 million VND) respectively.

MB and VIB are both listing interest rates of 4.2%/year for 6-month deposits, while Dong A Bank and Sacombank are announcing interest rates at 4%/year.

The remaining commercial banks are all listing interest rates below 4%/year for 6-month term deposits, including: ACB (3.9%/year), Saigonbank (3.8%/year), SeABank (3.6%/year), BIDV and VietinBank (3.3%/year), Agribank (3%/year), Vietcombank and SCB (2.9%/year).

The banks listed with the lowest 6-month deposit interest rates mentioned above are also among the banks paying the lowest interest rates for the remaining terms.

On the contrary, the group of banks leading in interest rates for this term is also almost leading in deposit interest rates for the remaining terms. In particular, the highest mobilization interest rate announced by banks is currently 6 - 6.1%/year, listed at OCB, OceanBank, NCB, HDBank, SHB, ABBank. However, this interest rate is only available for long terms from 18 months.

HIGHEST DEPOSITS INTEREST RATES ON JULY 2 AT BANKS (IN ORDER OF 6-MONTH TERM)
BANK 1 MONTH 3 MONTHS 6 MONTHS 9 MONTHS 12 MONTHS 18 MONTHS
ABBANK 3.2 4 5.6 5.8 6 5.7
NCB 3.6 3.9 5.25 5.45 5.6 6.1
CBBANK 3.4 3.6 5.15 5.1 5.3 5.55
BAC A BANK 3.5 3.7 4.9 5 5.5 5.6
BAOVIETBANK 3 3.8 4.9 5 5.5 5.9
BVBANK 3.4 3.5 4.9 5.05 5.6 5.8
HDBANK 3.25 3.25 4.9 4.7 5.5 6.1
OCB 3.7 3.9 4.9 5 5.2 5.4
GPBANK 3 3.52 4.85 5.2 5.75 5.85
OCEANBANK 3.4 3.8 4.8 4.9 5.5 6.1
VIET A BANK 3.4 3.7 4.8 4.8 5.4 5.7
KIENLONGBANK 3 3 4.7 5 5.2 5.5
LPBANK 3.4 3.5 4.7 4.8 5.1 5.6
SHB 3.3 3.4 4.7 4.8 5.2 5.5
VPBANK 3.1 3.5 4.7 4.7 5.2 5.2
MSB 3.7 3.7 4.6 4.6 5.4 5.4
NAM A BANK 3.1 3.8 4.6 5.1 5.4 5.7
VIETBANK 3.1 3.3 4.6 4.6 5.2 5.8
EXIMBANK 3.5 3.8 4.5 4.5 5 5.1
PGBANK 3.2 3.5 4.5 4.5 5.3 5.8
TPBANK 3.3 3.6 4.5 5.2 5.4
PVCOMBANK 3.15 3.15 4.3 4.3 4.8 5.5
TECHCOMBANK 2.85 3.25 4.25 4.25 4.95 4.95
MB 3.1 3.4 4.2 4.3 5 4.9
VIB 3 3.3 4.2 4.3 4.9
DONG A BANK 2.8 3 4 4.2 4.5 4.7
SACOMBANK 2.7 3.2 4 4 4.9 5.1
ACB 2.8 3.1 3.9 4 4.7
SAIGONBANK 2.3 2.5 3.8 4.1 5 5.6
SEABANK 2.7 2.9 3.6 3.8 4.45 5
BIDV 2 2.3 3.3 3.3 4.7 4.7
VIETINBANK 2 2.3 3.3 3.3 4.7 4.7
AGRIBANK 1.6 1.9 3 3 4.7 4.7
SCB 1.6 1.9 2.9 2.9 3.7 3.9
VIETCOMBANK 1.6 1.9 2.9 2.9 4.6 4.6