According to the report of the Bank for Social Policies, Quang Nam branch, by December 31, 2024, the total capital and total outstanding policy credit in the province reached more than 8 trillion VND with 141,283 customers with outstanding loans. The quality of policy credit has been consolidated. By December 31, 2024, the total overdue debt and frozen debt in the whole province accounted for only 0.18% of the total outstanding debt.
The total outstanding loan balance entrusted through 4 socio-political organizations as of December 31, 2024 reached more than 8 trillion VND (accounting for 99.7% of the total outstanding loan balance). The whole province has 3,380 savings and loan groups, including 3,300 groups classified as good (97.63%); 78 groups classified as fair (2.31%); 2 groups classified as average (0.06%).
In addition to localities interested in allocating budget capital to the Social Policy Bank to implement loans according to Resolution 111 of the National Assembly, up to now, there are 5 localities that have not received additional loan capital, including Tay Giang, Dien Ban, Nam Giang, Hiep Duc, Nong Son. In 2024, the capital target for lending to the 2 social housing programs and lending for the development of ethnic minority and mountainous areas was not assigned by the Central Government, affecting the growth of outstanding credit.
Vice Chairman of the Provincial People's Committee Tran Anh Tuan approved the direction and tasks of implementing policy credit in 2025 with key tasks such as advising local Party committees and authorities at all levels to effectively implement Directive 39 dated October 30, 2024 of the Central Party Secretariat on improving the effectiveness of social credit in the new period; effectively implementing the strategy for developing policy banks until 2030 in the province; increasing the mobilization of local budget capital entrusted to policy banks for lending to poor households and policies; striving to achieve the target of capital entrusted from the local budget by 2030 accounting for 15% of total capital.
Regarding the key tasks in the first quarter of 2025, the Board of Directors of the Bank for Social Policies, Quang Nam branch, developed and issued a plan for inspection and supervision in 2025 and organized inspection and supervision to achieve 20% of the plan. Allocate provincial budget capital from interest to units to focus on disbursement in January 2025. Continue to advise the People's Committee of Dai Loc district to supplement district-level budget capital to ensure compliance with the assigned plan targets in 2025. Focus on disbursing capital well, absolutely do not let outstanding debt decrease compared to the beginning of the year. Promote capital mobilization through organizations, residents and members of savings and loan groups from January 2025.
Source: https://baoquangnam.vn/khan-truong-giai-ngan-day-manh-huy-dong-von-tin-dung-chinh-sach-3147375.html
Comment (0)