"Compare" interest rates of BIDV and Agribank
According to Lao Dong, the interest rate on savings deposits at the Joint Stock Commercial Bank for Investment and Development of Vietnam (BIDV) currently fluctuates between 1.7-4.7%/year for over-the-counter deposits and between 2.0-4.8%/year for online deposits.
BIDV's online deposit interest rate is 0.1-0.3 percentage points higher than the counter deposit rate, currently listed as follows:
Interest rate on 1-month deposits is 2.0%/year.
3-month deposit interest rate is 2.3%/year.
Interest rate on 6-9 month term deposits is 3.3%/year.
Interest rate on 12-18 month term deposits is 4.7%/year.
Interest rate on 24-36 month term deposits is 4.8%/year.
Refer to BIDV's counter savings interest rate table HERE
Savings interest rates at the Bank for Agriculture and Rural Development of Vietnam (Agribank) currently fluctuate between 1.6-4.7%/year.
The current savings interest rates at Agribank are listed as follows:
1-month deposit interest rate is 1.6%/year.
3-month deposit interest rate is 1.9%/year.
Interest rate on 6-9 month term deposits is 3.0%/year.
Interest rates on deposits for terms greater than 12 months are 4.7%/year.
Thus, BIDV's interest rates are currently about 0.2-0.3 percentage points higher than Agribank's interest rates at all terms.
In the Big4 banking group including BIDV, Vietcombank, VietinBank, Agribank, VietinBank is currently holding the most preferential interest rate compared to the remaining banks, followed by BIDV's interest rate.
Deposit 500 million VND at BIDV, how much interest do you receive?
Readers can quickly calculate bank interest using the following formula:
Interest = Deposit x interest rate (%)/12 months x number of months of deposit.
Thus, depositing 500 million VND at BIDV, customers can receive the highest interest rate as follows (applied to online deposits):
1 month term: 833,333 VND.
3 month term: 2,875,000 VND.
6 month term: 8,250,000 VND.
9 month term: 12,375,000 VND.
12 month term: 23,500,000 VND.
36 month term: 72,000,000 VND.
* Interest rate information is for reference only and may change from time to time. Please contact the nearest bank transaction point or hotline for specific advice.
Readers can refer to more articles about interest rates HERE.
Source: https://laodong.vn/kinh-doanh/co-500-trieu-dong-tiet-kiem-gui-bidv-hay-agribank-de-co-lai-suat-cao-nhat-1356485.ldo
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