According to a survey by Lao Dong Newspaper reporters, NCB is listing the highest interest rate for a 6-month term at 5.25%/year when customers deposit savings at An Phu. If customers deposit money in a traditional way, they will only receive an interest rate of 5.15%/year.
Cake by VPBank is listing the highest interest rate for a 6-month term at 5.2%/year when customers receive interest at the end of the term. For other terms, CBBank lists interest rates ranging from 3.7-6%/year.
CBBank is listing the highest interest rate for a 6-month term at 5.15%/year when customers receive interest at the end of the term. For other terms, CBBank lists interest rates ranging from 3.4-5.55%/year.
The highest interest rate listed by CBBank is 5.55%/year when customers deposit money for more than 13 months.
BacABank is listing the highest interest rate for a 6-month term at 5.1%/year when customers receive interest at the end of the term and have a deposit balance of over 1 billion VND. For other terms, BacABank lists interest rates ranging from 0.5-5.8%/year.
How to receive interest if saving 2 billion VND for 6 months?
You can quickly calculate bank interest using the following formula:
Interest = Deposit x interest rate (%)/12 months x number of months of deposit
For example, you deposit 2 billion VND in Bank A, with an interest rate of 5.25% for a 6-month term. The interest you receive is estimated at:
2 billion VND x 5.25%/12 x 6 months = 52.5 million VND.
So, before saving, you should compare savings interest rates between banks and interest rates between terms to get the highest interest.
* Interest rate information is for reference only and may change from time to time. Please contact the nearest bank transaction point or hotline for specific advice.
Readers can refer to more articles about interest rates HERE.
Source: https://laodong.vn/tien-te-dau-tu/4-ngan-hang-co-lai-suat-cao-nhat-khi-gui-tiet-kiem-6-thang-1356410.ldo
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