Tu Mo Rong (Kon Tum): "Settling down and having a career" thanks to housing construction loan policy

Thanks to preferential loans under Decree 28 of the Government, Ms. Y Van's family (left) in Dak Xieng village, Dak Ha commune, Tu Mo Rong district was able to repair their spacious and comfortable house.

Being poor and old, Ms. Y Van in Dak Xieng village, Dak Ha commune, Tu Mo Rong district has lived in an old house of only about 30 square meters for many years because she could not afford to repair it. In 2023, she received a loan of 40 million VND from the Tu Mo Rong District Social Policy Bank Transaction Office to repair her house. Now, the house has been renovated to be more spacious and comfortable, and she and her children are no longer worried when the rainy season comes.

Ms. Y Van shared: If I did not get the preferential loan, I would not have been able to build a house. The loan is paid back within 15 years, so poor households like me are very happy. Now I also encourage my children to work hard, produce and later have income to pay back the loan to the bank.

Implementing Decree 28 of the Government, up to now, Dak Ha commune has had 217 poor and near-poor ethnic minority households borrow capital, with an amount of more than 8 billion VND to cover the costs of building new, repairing and renovating houses.

Ms. Lich (second from right), Dak Xieng village, Dak Ha commune, Tu Mo Rong district has a stable house and can work with peace of mind to escape poverty.

Ms. Y Lich, Dak Xieng village, happily shared: Previously, the family of 6 had to live in a wooden house with an area of ​​over 30 square meters. When we borrowed 40 million, the family sold cassava for an additional 60 million to build a solid house, 60% larger. We used the old house as a kitchen, and lived in the new house. The family is very excited to have a new house, the children have a proper place to study. In 2024, the family has also escaped the list of poor households.

Mr. Duong Dang Khoa, Chairman of Dak Ha Commune People's Committee, said: In the past time, the local government has always coordinated well with the district Social Policy Bank in implementing Decree 28 of the Government. Up to now, 217 households have borrowed capital and combined with support from the National Target Program 1719, the households have built spacious houses, ensuring the 3-hard standards. The implementation of this policy not only helps households have solid houses, but also helps the commune complete the housing criteria in the national criteria set for new rural construction.

New houses built with loans under Decree 28 of the Government have changed the face of ethnic minority areas in Tu Mo Rong district.

Tu Mo Rong is a 30a district, with more than 95% of the population being Xo Dang ethnic people, people's lives are still difficult and the rate of temporary houses is relatively high. Therefore, Tu Mo Rong district determined to effectively implement Decree No. 28/ND-CP of the Government on preferential credit policies to implement the National Target Program 1719 to help poor and near-poor ethnic minority households have stable housing.

Tu Mo Rong District People's Committee has also directed the People's Committees of communes to focus on reviewing households in need of loans that are eligible for benefits under Decree 28 and make a list to send to the District Ethnic Affairs Department for appraisal and submission to the District People's Committee for approval. Regularly inspect and urge households that have borrowed capital to build houses to comply with the loan purpose, ensuring the effective use of capital sources.

Mr. Truong Quang Tri, Director of the Transaction Office of the Social Policy Bank of Tu Mo Rong District, said: With the motto "No one is left behind", based on the decision to approve the list of poor and near-poor households eligible for the policy of the District People's Committee, credit officers coordinate with the People's Committees of communes to go to each village and hamlet to help households with loans to complete documents and disburse loans promptly. To date, the total outstanding loan balance under Decree No. 28 is more than 49 billion VND, with 1,233 households receiving loans to build new and repair houses.

The housing support loan program under Decree No. 28 of the Government is a major policy with practical significance, demonstrating the deep concern of the Party, State, Party committees and local authorities for ethnic minorities who are still facing many difficulties. The dream of having a new, spacious and solid house has come true.

From the support capital of the National Target Program 1719 and preferential loans, Mr. A Le's family (sitting in the middle), Kon Hia 3 village, Dak Ro Ong commune, Tu Mo Rong district, was able to build a spacious house.

In a newly built solid house, Mr. A Le in Kon Hia 3 village, Dak Ro commune. He shared: He got married in 2018, separated in 2019, and the family lives in a makeshift thatched house with bamboo walls. In 2023, the commune supported 40 million from the National Target Program 1719 and the district Social Policy Bank lent 40 million, borrowed another 40 million from relatives, and the family was able to build a house of more than 70 square meters. Now that it is raining and stormy, the family is no longer worried, only focusing on developing production to increase income and escape poverty soon.

Ms. Mai Thi Luan, Vice Chairman of Dak Ro Ong Commune People's Committee, said: Poor and near-poor households that are eligible for loans under Decree No. 28 enjoy many incentives such as: Loan term of 15 years, loan amount is also higher than previous programs. Thereby, it has helped poor households in the commune build spacious houses, work with peace of mind, develop the economy, and gradually escape poverty.

1,233 houses of ethnic minorities in Tu Mo Rong district were newly built with funds from the National Target Program 1719 and Decree No. 28 of the Government, which is a vivid demonstration of a major policy with practical significance for poor ethnic minorities. "Settling down and working", poor ethnic minorities in Tu Mo Rong district are given more motivation in their journey to escape poverty, building a more prosperous and comfortable life on their homeland.

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Source: https://baodantoc.vn/tu-mo-rong-kon-tum-an-cu-lac-nghiep-nho-chinh-sach-cho-vay-xay-dung-nha-o-1732588803834.htm