PVcomBank currently offers the highest interest rates in the market, reaching 9.5% for a 12-month term with a minimum deposit of 2,000 billion VND. Under normal conditions, PVcomBank lists the highest 12-month interest rate at 5.1% when customers deposit online and 4.8% when depositing at the counter.
Next is HDBank with a relatively high interest rate of 7.7% for a 12-month term, provided that a minimum balance of 500 billion VND is maintained. Under normal conditions, HDBank lists the highest 12-month interest rate at 5.5% when customers deposit money online and 5.4% when depositing money at the counter.
MSB is currently offering a special interest rate of 7.0%/year for customers with newly opened savings accounts or savings accounts opened from January 1, 2018 that are automatically renewed, with a deposit term of 12 months or 13 months and a deposit amount of VND 500 billion or more.
Cake by VPBank is currently offering the highest interest rate of 6% per annum for a 12-month term when customers receive interest at the end of the term. Customers receiving interest monthly and quarterly receive rates of 5.65% and 5.68% respectively. The highest interest rate offered by Cake by VPBank is 6.1% for deposits of 24-36 months.
BacABank is currently offering the highest interest rate for a 12-month term at 5.9% per annum when customers receive interest at the end of the term. Customers who receive interest upfront, monthly, or quarterly will receive interest rates of 5.75% and 5.8% per annum, respectively.
NCB is currently offering the highest interest rate of 5.8% per year for 12-month deposits at An Phu Savings, with interest paid at the end of the term. Customers with traditional savings accounts receive the highest interest rate at 5.7% per year.
How much interest will I earn if I deposit 1 billion VND for 12 months?
You can refer to the interest calculation method to find out how much interest you will receive after depositing your savings. To calculate interest, you can apply the following formula:
Interest = Deposit amount x Interest rate %/12 x Number of months deposited.
For example, if you deposit 1 billion VND into Bank A for a 12-month term and earn an interest rate of 6% per year, the interest you will receive will be as follows:
1 billion VND x 6%/12 x 12 = 60 million VND.
* Interest rate information is for reference only and may change from time to time. Please contact your nearest bank branch or hotline for specific advice.
Readers can find more information about interest rates HERE.
Source: https://laodong.vn/tien-te-dau-tu/top-ngan-hang-co-lai-suat-cao-khi-gui-tiet-kiem-12-thang-1395505.ldo
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