Accordingly, from now until December 31, 2023, Vietbank will launch the Nhu Y Combo Package and Binh An Combo Package for individual customers. The products and services in the Combo Package are a combination of payment accounts, savings deposits, loans, digital banking services, credit cards, insurance, etc. to bring customers convenience, optimize usage benefits and be filled with incentives.
Specifically, the Nhu Y Combo includes: VB 4.0 or VB 4.0 Ultra payment account, Multi-utility savings, Credit card or/and Overdraft. When using, customers will receive preferential mortgage loan interest rates; immediately receive a beautiful VB 4.0 or VB 4.0 Ultra payment account worth 1 million VND with the following incentives: Free SMS banking service, e-banking; free money transfer within and outside the system; 50% discount on counter service fees; free issuance of domestic debit cards, lifetime annual fees and cash withdrawal fees at Vietbank ATMs; free maintenance of VB 4.0 account service within 06 months from the date of joining the Combo.
Binh An Combo includes: VB 4.0 or VB Ultra payment account, Multi-utility savings, Credit card or/and Overdraft, Hanwha Life Insurance. When using, in addition to the incentives such as Combo Nhu Y, customers also enjoy many other incentives when using Vietbank international credit cards such as: Free issuance and annual fee for 2 years from the date of joining the Combo package; spend first, pay later with an interest-free period of up to 55 days; enjoy unlimited business lounge service at Tan Son Nhat, Noi Bai, Da Nang airports and participate in Vietbank's point accumulation and gift exchange programs from time to time... More specifically, customers are also given 01 "Fostering the Future" savings card worth up to 15 million VND and additional interest for the Multi-utility savings card based on the deposit amount.
In addition to the Nhu Y and Binh An Combo Packages, Vietbank is implementing many product and service combo packages with preferential loan interest rates. These product and service combo packages are designed in a variety of ways to suit each customer's needs. Depending on the amount and loan term of each combo package, customers will enjoy preferential interest rates from 5.8%/year, a fixed preferential interest rate period of up to 24 months, a maximum loan amount of 100% of the capital usage plan with flexible loan procedures and quick disbursement time. Particularly for customers with existing loans at Vietbank, if they register for additional loans, they will receive a further reduction in the preferential loan interest rate margin of up to 0.5%/year if they meet the conditions of the program.
In addition, Vietbank is implementing a policy for individual customers to borrow capital to repay loans at other banks in advance with a loan interest rate of only 5.3%/year. Specifically, customers can borrow up to 100% of their capital needs with a loan term of up to 20 years. Customers can use their own collateral assets that are being mortgaged at other banks or their real estate as collateral for loans at Vietbank to serve their living and business needs. Loan interest rates will be adjusted by Vietbank according to the actual situation.
With the motto of always putting customers' interests first on the foundation of Trust, Vietbank has been constantly striving to provide many modern banking and financial products and services as well as attractive promotional programs to bring outstanding benefits and incentives to customers.
PV
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