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Prime Minister chairs conference to remove difficulties in credit growth

Việt NamViệt Nam07/12/2023

Prime Minister Pham Minh Chinh chaired a conference to discuss solutions to remove difficulties in credit growth for production and business, promote growth and stabilize the macro -economy .

Attending the conference were Deputy Prime Ministers Le Minh Khai and Tran Hong Ha; ministers, heads of ministerial-level agencies; leaders of ministries and branches; chairmen and general directors of 38 commercial banks, representatives of the Vietnam Banking Association, associations, industries, the Association of Small and Medium Enterprises, the Vietnam Real Estate Association, and the Ho Chi Minh City Real Estate Association.

In his opening remarks at the conference, Prime Minister Pham Minh Chinh said that in recent times, in the face of economic difficulties and challenges, the Government, ministries, sectors, localities, enterprises, banks, and people have made efforts to overcome and promote development. However, there are still shortcomings, limitations, difficulties, and challenges, including difficulties and challenges in capital.

The Prime Minister stated that banks and enterprises are part of an economic ecosystem. The development of banks and enterprises is related to each other and to the development of the economy. Only when the economy develops can banks and enterprises develop, and vice versa, only when banks and enterprises develop can the country develop. Each person and each entity must share responsibility, "making a contribution to the country's success" so that the country can overcome difficulties, and only then can each person and each entity overcome difficulties and have common development.

The Prime Minister emphasized that today's conference has the same spirit as the "Dien Hong" conference to discuss removing capital difficulties for the economy, unblocking capital sources for production and business, thereby promoting growth and stabilizing the macro economy.

The Prime Minister pointed out that the Platform for National Construction in the Transitional Period to Socialism has drawn five major lessons, including the lesson of national solidarity and the lesson that the people make the revolutionary cause, the people make history. Banks also have favorable times, making profits, so when times are difficult, they must share with the people and businesses.

Further analysis, the Prime Minister said that real estate businesses are complaining about the difficulty of accessing capital. But in recent years, real estate prices have generally increased. If there are difficulties but the selling price is still kept the same, and there are still "one-way" demands, is there a common responsibility? According to the Prime Minister, in normal times there are normal policies, in abnormal times there must be abnormal policies. In difficult times there must be policies in the spirit of "harmonious benefits, shared risks" to be appropriate, correct, and promote development.

The Prime Minister raised the question: Policy must be very flexible, we do not lower lending standards, but can we be flexible? There are businesses facing difficulties, but if their projects are feasible, can we get loans?

The Prime Minister emphasized that today's conference has the same spirit as the "Dien Hong" conference to discuss removing capital difficulties for the economy, unblocking capital sources for production and business, thereby promoting growth and stabilizing the macro economy.

According to the Prime Minister, the world economic situation is facing common difficulties, but each country has its own differences. Global issues require a global approach, promoting multilateralism; national issues require a national approach; however, we must study world experience, apply it creatively, and suitably to Vietnam's conditions, circumstances, and situation, without being mechanical.

The Prime Minister gave an example that Vietnam's foreign policy and integration are very successful and are turning into resources, clearly demonstrated by the strong growth in foreign investment, in which the disbursement rate of FDI capital is very high, showing that the world trusts Vietnam.

The Prime Minister affirmed that in order to find a solution to the credit problem, overcome difficulties together, and develop together, in the spirit of "harmonious benefits and shared risks", each delegate needs to speak frankly, look straight at the truth, listen and accept each other's opinions; promote solidarity to contribute together and need sacrifice and tolerance; have high determination, great effort, focused actions, and complete each task.

The Prime Minister further noted that Vietnam is building a market economy with a socialist orientation. Our economy is in transition, its scale is still modest, its openness is large, and its resilience is limited, so actions must be cautious, certain, and appropriate, but there must be a roadmap to increasingly use market tools rather than administrative tools, moving towards a full market, according to international standards.

According to baochinhphu.vn


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