 |
The partnership between Woori Bank and Gojek offers drivers a great opportunity to access loans for their work. (Source: Woori Bank) |
Through the cooperation agreement, customers from Gojek including driver partners and employees when taking out a mortgage loan at Woori Bank to buy a car on installment will enjoy a fixed car loan interest rate of 8.7%/year for the first year, fixed for the first 2 years at 9.2%/year and fixed for the first 3 years at 9.5%/year, then apply a floating interest rate for the following years.
Currently, Woori Bank supports customers to buy cars on installments for personal use or for legal business purposes. The maximum car mortgage loan limit is 80% of the car value for new cars with a value of less than 3 billion VND.
For customers buying new cars with installments worth from 3 billion VND or buying used cars with installments, Woori Bank provides car mortgage loans up to 50% of the car value. Customers can choose flexible car mortgage loan terms from 6 months to 84 months (7 years).
Woori Bank Vietnam is a member of the Woori Bank network of Woori Financial Group headquartered in Seoul, Korea. Currently, Woori Bank has a network of operations in 24 countries with 465 branches/transaction offices worldwide.
As part of its strategy to focus on the retail business, Woori Bank Vietnam has been cooperating with major partners to bring many preferential interest rate programs for personal mortgage loan products such as home loans, car loans, salary-based unsecured loans, etc., helping customers have the opportunity to access capital easily and quickly, confidently completing personal plans with financial support from Woori Bank.
Gojek is the on-demand service platform of GoTo Group and a pioneer of the multi-service ecosystem model. In Vietnam, Gojek is connecting millions of users with a range of services at reasonable prices, from ride-hailing services (GoRide, GoCar), food delivery (GoFood), to delivery (GoSend), through a network of more than 200,000 driver partners and tens of thousands of restaurants.
 |
Woori Bank Vietnam was approved to increase its total charter capital to VND7,700 billion and become the bank with the largest charter capital in the system of foreign banks in Vietnam in 2022. (Source: Woori Bank) |
Since its early days, Gojek has always pursued the mission of creating a positive impact on the ecosystem, including driver partners, restaurants and users with many initiatives implemented.
The partnership with Woori Bank opens up great opportunities for many of Gojek's driver partners. According to a representative from Gojek, the partnership with Woori Bank is one of Gojek's efforts to improve the financial capacity of driver partners - those who have little access to financial services with preferential interest rates.
By enabling driver partners to benefit from a formal financial service, Gojek hopes to support partners in upgrading their vehicle models or in need of renewing their vehicles for work, increasing their income opportunities, thereby helping driver partners to operate with peace of mind, bringing a quality and convenient service experience to users.
The cooperation with a large technology company like Gojek demonstrates the goal of leading the retail business in the Vietnamese market through a localized business strategy aimed at local customers.
Source
Comment (0)