No bank has adjusted interest rates this morning.

According to a survey of interest rates of banks, An Binh Commercial Joint Stock Bank (ABBank) is publicly announcing the highest official interest rate. Currently, the interest rate for 15-18 month term is up to 6.2%/year, and for 24 month term is up to 6.3%/year.

ABBank is listing the 18-month term interest rate at 5.2%/year, the highest in the system. Next are Bac A Bank (6.15%/year), Dong A Bank, HD Bank, Oceanbank (6.1%/year), BaovietBank, BVBank, Saigonbank (6%/year).

The remaining banks list this term with an interest rate of 5-5.9%/year.

Meanwhile, state-owned joint stock commercial banks listed 18-month terms at only 4.6-4.7%/year.

For a 12-month term, ABBank is paying a fairly high interest rate of up to 5.9%/year. Banks with lower interest rates from 5.8-5.85% include Bac A Bank, BaovietBank, BVBank, Dong A Bank,...

Recently, the market has recorded only a few banks adjusting their deposit interest rates up. Most recently, Vietnam Technological and Commercial Joint Stock Bank (Techcombank) adjusted its deposit interest rates up for terms under 6 months.

According to the online interest rate table for deposits under VND1 billion, the 1-2 month term increased by 0.1%/year to 3.35%/year, the 3-5 month term increased by 0.1%/year to 3.65%/year. The corresponding increase is also applied by Techcombank to deposit accounts from VND1 to VND3 billion and over VND3 billion.

This bank keeps the interest rate unchanged for deposits of 6 months or more.

Next, on November 4, ABBank increased interest rates for terms from 6-11 months by 0.2%/year to 5.5%/year for online deposits with a term of 6 months, and by 0.1%/year to 5.6%/year for online deposits with a term of 7-11 months.

Thus, since November until now, two banks have increased deposit interest rates, Techcombank and ABBank, and one bank has adjusted interest rates down, Construction Bank.

INTEREST RATES FOR ONLINE DEPOSITS OF BANKS ON NOVEMBER 6, 2024 (%/YEAR)
BANK 1 MONTH 3 MONTHS 6 MONTHS 9 MONTHS 12 MONTHS 18 MONTHS
AGRIBANK 2.2 2.7 3.2 3.2 4.7 4.7
BIDV 2 2.3 3.3 3.3 4.7 4.7
VIETINBANK 2 2.3 3.3 3.3 4.7 4.7
VIETCOMBANK 1.6 1.9 2.9 2.9 4.6 4.6
ABBANK 3.2 3.9 5.5 5.6 5.9 6.2
ACB 3.1 3.5 4.2 4.3 4.9
BAC A BANK 3.95 4.25 5.4 5.5 5.8 6.15
BAOVIETBANK 3.3 4 5.2 5.4 5.8 6
BVBANK 3.8 4 5.2 5.5 5.8 6
CBBANK 3.8 4 5.5 5.45 5.65 5.8
DONG A BANK 3.9 4.1 5.55 5.7 5.8 6.1
EXIMBANK 3.9 4.3 5.2 4.5 5.2 5.8
GPBANK 3.2 3.72 5.05 5.4 5.75 5.85
HDBANK 3.85 3.95 5.1 4.7 5.5 6.1
KIENLONGBANK 3.7 3.7 5.2 5.3 5.6 5.7
LPBANK 3.6 3.8 5 5 5.4 5.7
MB 3.3 3.7 4.4 4.4 5.1 5
MSB 3.9 3.9 4.8 4.8 5.6 5.6
NAM A BANK 3.8 4.1 5 5.2 5.6 5.7
NCB 3.9 4.2 5.55 5.65 5.8 5.8
OCB 3.9 4.1 5.1 5.1 5.2 5.4
OCEANBANK 4.1 4.4 5.4 5.5 5.8 6.1
PGBANK 3.4 3.8 5 5 5.5 5.8
PVCOMBANK 3.3 3.6 4.5 4.7 5.1 5.8
SACOMBANK 3.3 3.6 4.9 4.9 5.4 5.6
SAIGONBANK 3.3 3.6 4.8 4.9 5.8 6
SEABANK 2.95 3.45 3.95 4.15 4.7 5.45
SHB 3.5 3.8 5 5.1 5.5 5.8
TECHCOMBANK 3.35 3.65 4.55 4.55 4.85 4.85
TPBANK 3.5 3.8 4.7 5.2 5.4
VIB 3.2 3.6 4.6 4.6 5.1
VIET A BANK 3.4 3.7 4.8 4.8 5.4 5.7
VIETBANK 3.8 4 5.2 5 5.6 5.9
VPBANK 3.6 3.8 4.8 4.8 5.3 5.3