Accordingly, the first two banks to adjust deposit interest rates in October are Loc Phat Vietnam Joint Stock Commercial Bank (LPBank) and Bac A Commercial Joint Stock Bank ( Bac A Bank ).

For LPBank , this is the first time this bank has adjusted its deposit interest rates after more than 3 months. The last time LPBank adjusted its deposit interest rates was on June 21 after increasing interest rates for terms from 1 to 11 months.

In the adjustment of deposit interest rates this morning, LPBank strongly increased from 0.3 - 0.6%/year deposit interest rates from 1 - 60 months.

Specifically, LPBank listed online deposit interest rates for 1-2 month terms at 3.9%/year, up 0.5% and 0.4%/year respectively.

LPBank listed online deposit interest rates for terms of 3-5 months at 4.1%/year, a sharp increase of 0.6% compared to before.

Bank interest rates for terms from 6 to 11 months are simultaneously listed at a new interest rate of 5.2%/year. Thus, LPBank has increased the interest rate for 6-8 month term deposits by 0.5%/year; increased the interest rate for 9-10 month term deposits by 0.4%/year; and increased the interest rate for 11 month term deposits by 0.3%.

The latest deposit interest rate for terms from 12 to 16 months is 5.6%/year. With this interest rate, LPBank has increased the bank interest rate for terms from 12 to 13 months by 0.5%/year, and increased the bank interest rate for terms from 15 to 16 months by 0.3%/year.

LPBank has also increased the interest rates for the remaining terms from 18 to 60 months by 0.3% per year. Currently, the online interest rates for these terms are listed at a new rate of 5.9% per year. This is also the highest listed interest rate at this bank.

Also this morning, Bac A Commercial Joint Stock Bank (Bac A Bank) adjusted bank interest rates for deposit terms from 1 to 11 months.

Accordingly, Bac A Bank's interest rate adjustment took place this morning, October 4, from 0.1 - 0.15%.

According to the Bac A Bank's deposit interest rate table posted this morning, the interest rate for 1-5 month deposits increased by 0.15%/year. Currently, the interest rate for 1-2 month deposits is 3.8%/year. Meanwhile, the bank interest rates for 3-4-5 month deposits after the change are 4.1% - 4.2% - 4.3%/year, respectively.

Bank interest rates for terms from 6 to 8 months are listed by Bac A Bank at 5.25%/year after increasing by 0.1%/year from today.

This is also the increase for savings interest rates for 9-11 month terms after interest rates for these terms increased to 5.35%/year from today.

Bac A Bank keeps the savings interest rates unchanged for the remaining terms. The 12-month term is currently at 5.7%/year, the 13-15-month term is at 5.75%/year, and the bank interest rates for long terms from 18-36 months are at 5.85%/year.

Previously, on September 11, Bac A Bank increased 0.15%/year interest rates for deposits with terms of 1-11 months, and increased 0.1%/year interest rates for deposits with terms of 12-36 months.

Apart from Bac A Bank and LPBank, interest rates at other banks remain unchanged.

HIGHEST DEPOSITS INTEREST RATES AT BANKS ON OCTOBER 4, 2024 (%/YEAR)
BANK 1 MONTH 3 MONTHS 6 MONTHS 9 MONTHS 12 MONTHS 18 MONTHS
AGRIBANK 2 2.5 3.3 3.3 4.7 4.7
BIDV 2 2.3 3.3 3.3 4.7 4.7
VIETINBANK 2 2.3 3.3 3.3 4.7 4.7
VIETCOMBANK 1.6 1.9 2.9 2.9 4.6 4.6
ABBANK 3.2 3.7 5 5.2 5.6 5.7
ACB 3.1 3.5 4.2 4.3 4.9
BAC A BANK 3.8 4.1 5.25 5.35 5.7 5.85
BAOVIETBANK 3.3 4 5.2 5.4 5.8 6
BVBANK 3.8 4 5.2 5.5 5.8 6
CBBANK 3.8 4 5.55 5.5 5.7 5.85
DONG A BANK 3.9 4.1 5.55 5.7 5.8 6.1
EXIMBANK 3.8 4.3 5.2 4.5 5.2 5.1
GPBANK 3.2 3.72 5.05 5.4 5.75 5.85
HDBANK 3.85 3.95 5.1 4.7 5.5 6.1
KIENLONGBANK 3.7 3.7 5.2 5.3 5.6 5.7
LPBANK 3.9 4.1 5.2 5.2 5.6 5.9
MB 3.3 3.7 4.4 4.4 5.1 5
MSB 3.7 3.7 4.6 4.6 5.4 5.4
NAM A BANK 3.8 4.1 5 5.2 5.6 5.7
NCB 3.8 4.1 5.45 5.65 5.8 6.15
OCB 3.9 4.1 5.1 5.1 5.2 5.4
OCEANBANK 4.1 4.4 5.4 5.5 5.8 6.1
PGBANK 3.4 3.8 5 5 5.5 5.8
PVCOMBANK 3.3 3.6 4.5 4.7 5.1 5.8
SACOMBANK 3.3 3.6 4.9 4.9 5.4 5.6
SAIGONBANK 3.3 3.6 4.8 4.9 5.8 6
SCB 1.6 1.9 2.9 2.9 3.7 3.9
SEABANK 2.95 3.45 3.75 3.95 4.5 5.45
SHB 3.5 3.8 5 5.1 5.5 5.8
TECHCOMBANK 3.25 3.45 4.55 4.55 4.95 4.95
TPBANK 3.5 3.8 4.7 5.2 5.4
VIB 3.2 3.6 4.6 4.6 5.1
VIET A BANK 3.4 3.7 4.8 4.8 5.4 5.7
VIETBANK 3.8 4 5.2 5 5.6 5.9
VPBANK 3.6 3.8 5 5 5.5 5.5