Dong A Commercial Joint Stock Bank (Dong A Bank) became the only bank to adjust its deposit interest rates up to three times in September 2024 when it continued to increase deposit interest rates on the last day of September.
According to the interest rate table just updated by Dong A Bank this morning (September 30), the interest rate for 1-2 month terms increased by 0.1%/year, to 3.9%/year; the interest rate for 3-5 month terms also increased by 0.1%/year, to 4.1%/year.
Dong A Bank has adjusted the savings interest rate for terms from 6-8 months to increase by 0.35%/year, up to 5.55%/year from today.
Savings interest rates for terms from 9-11 months are adjusted to increase by 0.2%/year to 5.7%/year.
Dong A Bank keeps deposit interest rates for remaining terms unchanged at 5.8%/year for 12-month term, 6%/year for 13-month term and 6.1%/year for 18-36-month term.
Although the interest rates for the above terms remain the same, these interest rates are still among the highest in the market. Currently, only Dong A Bank, OceanBank, Saigonbank, and SHB apply an interest rate of 6.1%/year for long terms. The highest interest rate currently announced is 6.15%/year at NCB Bank for 18-36 month deposits.
With the increase in deposit interest rates on the last day of September, Dong A Bank is the only bank to increase interest rates three times in the month. Previously, this bank increased interest rates on September 5 and 26.
Specifically, on September 5, Dong A Bank's deposit interest rate increased by 0.2%/year for 1-2 month term, increased by 0.3%/year for 3-5 month term, increased by 0.3%/year for 6-8 month term and increased by 0.6%/year for 9-11 month term.
On September 26, interest rates for 13-36 month terms at Dong A Bank increased by 0.1%/year.
Thus, after the 3 most recent adjustments to deposit interest rates, deposit interest rates at Dong A Bank have increased from 0.1-0.6%/year for all terms.
However, Dong A Bank still maintains the "special interest rate" of 7.5%/year for customers who deposit savings of 200 billion VND or more for a term of 13 months.
Dong A Bank is also the only bank to increase interest rates today. According to statistics, in September, 12 banks increased deposit interest rates, of which Dong A Bank and OceanBank increased interest rates 3 and 2 times, respectively.
The remaining 10 banks that increased interest rates this month include: VietBank, GPBank, Agribank, Bac A Bank, NCB, OCB, BVBank, ACB, PGBank and Nam A Bank.
On the contrary, ABBank is the only bank to reduce deposit interest rates this month, with a reduction of 0.1-0.4%/year for terms of 1-12 months.
With 12 banks increasing deposit interest rates, September had the fewest banks increasing interest rates in the last 5 months.
| HIGHEST ONLINE DEPOSITS INTEREST RATES AT BANKS ON SEPTEMBER 30, 2024 (%/YEAR) | ||||||
| BANK | 1 MONTH | 3 MONTHS | 6 MONTHS | 9 MONTHS | 12 MONTHS | 18 MONTHS |
| AGRIBANK | 2 | 2.5 | 3.3 | 3.3 | 4.7 | 4.7 |
| BIDV | 2 | 2.3 | 3.3 | 3.3 | 4.7 | 4.7 |
| VIETINBANK | 2 | 2.3 | 3.3 | 3.3 | 4.7 | 4.7 |
| VIETCOMBANK | 1.6 | 1.9 | 2.9 | 2.9 | 4.6 | 4.6 |
| ABBANK | 3.2 | 3.7 | 5 | 5.2 | 5.6 | 5.7 |
| ACB | 3.1 | 3.5 | 4.2 | 4.3 | 4.9 | |
| BAC A BANK | 3.65 | 3.95 | 5.15 | 5.25 | 5.7 | 5.85 |
| BVBANK | 3.8 | 4 | 5.2 | 5.5 | 5.8 | 6 |
| BAOVIETBANK | 3.3 | 4 | 5.2 | 5.4 | 5.8 | 6 |
| CBBANK | 3.8 | 4 | 5.55 | 5.5 | 5.7 | 5.85 |
| DONG A BANK | 3.9 | 4.1 | 5.55 | 5.7 | 5.8 | 6.1 |
| EXIMBANK | 3.8 | 4.3 | 5.2 | 4.5 | 5.2 | 5.1 |
| GPBANK | 3.2 | 3.72 | 5.05 | 5.4 | 5.75 | 5.85 |
| HDBANK | 3.85 | 3.95 | 5.1 | 4.7 | 5.5 | 6.1 |
| KIENLONGBANK | 3.7 | 3.7 | 5.2 | 5.3 | 5.6 | 5.7 |
| LPBANK | 3.4 | 3.5 | 4.7 | 4.8 | 5.1 | 5.6 |
| MB | 3.3 | 3.7 | 4.4 | 4.4 | 5.1 | 5 |
| MSB | 3.7 | 3.7 | 4.6 | 4.6 | 5.4 | 5.4 |
| NAM A BANK | 3.8 | 4.1 | 5 | 5.2 | 5.6 | 5.7 |
| NCB | 3.8 | 4.1 | 5.45 | 5.65 | 5.8 | 6.15 |
| OCB | 3.9 | 4.1 | 5.1 | 5.1 | 5.2 | 5.4 |
| OCEANBANK | 4.1 | 4.4 | 5.4 | 5.5 | 5.8 | 6.1 |
| PGBANK | 3.4 | 3.8 | 5 | 5 | 5.5 | 5.8 |
| PVCOMBANK | 3.3 | 3.6 | 4.5 | 4.7 | 5.1 | 5.8 |
| SACOMBANK | 3.3 | 3.6 | 4.9 | 4.9 | 5.4 | 5.6 |
| SAIGONBANK | 3.3 | 3.6 | 4.8 | 4.9 | 5.8 | 6 |
| SCB | 1.6 | 1.9 | 2.9 | 2.9 | 3.7 | 3.9 |
| SEABANK | 2.95 | 3.45 | 3.75 | 3.95 | 4.5 | 5.45 |
| SHB | 3.5 | 3.8 | 5 | 5.1 | 5.5 | 5.8 |
| TECHCOMBANK | 3.25 | 3.45 | 4.55 | 4.55 | 4.95 | 4.95 |
| TPBANK | 3.5 | 3.8 | 4.7 | 5.2 | 5.4 | |
| VIB | 3.2 | 3.6 | 4.6 | 4.6 | 5.1 | |
| VIET A BANK | 3.4 | 3.7 | 4.8 | 4.8 | 5.4 | 5.7 |
| VIETBANK | 3.8 | 4 | 5.2 | 5 | 5.6 | 5.9 |
| VPBANK | 3.6 | 3.8 | 5 | 5 | 5.5 | 5.5 |
Source: https://vietnamnet.vn/lai-suat-ngan-hang-hom-nay-30-9-2024-bat-ngo-ngan-hang-tang-3-lan-trong-thang-2327196.html
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