Nam A Commercial Joint Stock Bank (Nam A Bank) has just become the next bank to adjust deposit interest rates by increasing interest rates from today, September 24.

However, Nam A Bank only adjusts interest rates for short terms of 1-2 months.

According to the online interest rate schedule just announced by Nam A Bank, the 1-month term bank interest rate increased by 0.3%/year to 3.8%/year.

The 2-month term bank interest rate is listed at 3.8%/year, after increasing by 0.2%/year.

Nam A Bank keeps the interest rates unchanged for the remaining terms. The 3-month term has an interest rate of 4.1%/year, the 5-month term has an interest rate of 4.2%/year.

Nam A Bank's 6-month online savings interest rate is 5%/year, while the online savings interest rate for terms from 7 to 11 months is 5.2%/year.

The interest rate for 12-13 month term deposits is 5.6%/year, while the highest interest rate belongs to the remaining terms, from 14 to 36 months with the listed interest rate of 5.7%/year.

Compared to the general interest rate level of banks, deposit interest rates at Nam A Bank are at an average level.

The interest rate of 5%/year for a 6-month deposit term at Nam A Bank is currently lower than the interest rate for the same term at a series of banks, including: CBBank, NCB, BaoViet Bank, BVBank, Dong A Bank, KienLong Bank, VietBank, Eximbank, Bac A Bank, HDBank, OCB, GPBank and ABBank.

For a 12-month term, this bank's 5.6%/year interest rate is equal to the interest rate at ABBank, KienLong Bank, OceanBank, VietBank; and lower than BaoViet Bank, BVBank, DongA Bank, NCB and Saigonbank (5.8%/year); GPBank (5.75%/year) and CBBank, Bac A Bank (5.7%/year).

Up to now, 12 banks have increased deposit interest rates since the beginning of September, including: Dong A Bank, OceanBank, VietBank, GPBank, Agribank, Bac A Bank, NCB, OCB, BVBank, ACB, PGBank and Nam A Bank.

On the contrary, ABBank is the first bank to reduce deposit interest rates this month with a reduction of 0.1-0.4%/year for terms of 1-12 months.

HIGHEST DEPOSITS INTEREST RATES AT BANKS ON SEPTEMBER 24, 2024 (%/YEAR)
BANK 1 MONTH 3 MONTHS 6 MONTHS 9 MONTHS 12 MONTHS 18 MONTHS
AGRIBANK 2 2.5 3.3 3.3 4.7 4.7
BIDV 2 2.3 3.3 3.3 4.7 4.7
VIETINBANK 2 2.3 3.3 3.3 4.7 4.7
VIETCOMBANK 1.6 1.9 2.9 2.9 4.6 4.6
ABBANK 3.2 3.7 5 5.2 5.6 5.7
ACB 3.1 3.5 4.2 4.3 4.9
BAC A BANK 3.65 3.95 5.15 5.25 5.7 5.85
BAOVIETBANK 3.3 4 5.2 5.4 5.8 6
BVBANK 3.8 4 5.2 5.5 5.8 6
CBBANK 3.8 4 5.5 5.7 5.85
DONG A BANK 3.8 4 5.2 5.5 5.8 6
EXIMBANK 3.8 4.3 5.2 4.5 5.2 5.1
GPBANK 3.2 3.72 5.05 5.4 5.75 5.85
HDBANK 3.85 3.95 5.1 4.7 5.5 6.1
KIENLONGBANK 3.7 3.7 5.2 5.3 5.6 5.7
LPBANK 3.4 3.5 4.7 4.8 5.1 5.6
MB 3.3 3.7 4.4 4.4 5.1 5
MSB 3.7 3.7 4.6 4.6 5.4 5.4
NAM A BANK 3.8 4.1 5 5.2 5.6 5.7
NCB 3.8 4.1 5.45 5.65 5.8 6.15
OCB 3.9 4.1 5.1 5.1 5.2 5.4
OCEANBANK 3.8 4.2 5 5.1 5.6 6.1
PGBANK 3.4 3.8 5 5 5.5 5.8
PVCOMBANK 3.3 3.6 4.5 4.7 5.1 5.8
SACOMBANK 3.3 3.6 4.9 4.9 5.4 5.6
SAIGONBANK 3.3 3.6 4.8 4.9 5.8 6
SCB 1.6 1.9 2.9 2.9 3.7 3.9
SEABANK 2.95 3.45 3.75 3.95 4.5 5.45
SHB 3.5 3.8 5 5.1 5.5 5.8
TECHCOMBANK 3.25 3.45 4.55 4.55 4.95 4.95
TPBANK 3.5 3.8 4.7 5.2 5.4
VIB 3.2 3.6 4.6 4.6 5.1
VIET A BANK 3.4 3.7 4.8 4.8 5.4 5.7
VIETBANK 3.8 4 5.2 5 5.6 5.9
VPBANK 3.6 3.8 5 5 5.5 5.5