Up to this point, 11 banks have increased deposit interest rates since the beginning of September, including: Dong A Bank, OceanBank, VietBank, GPBank, Agribank, Bac A Bank, NCB, OCB, BVBank, ACB and PGBank.

On the contrary, ABBank is the first bank to reduce deposit interest rates this month by 0.1-0.4%/year, for terms of 1-12 months.

According to a survey of commercial banks' interest rates for 12-month deposits, the highest bank interest rate for this term is 5.8%/year, listed at BaoViet Bank, BVBank, Dong A Bank, NCB and Saigonbank.

Meanwhile, GPBank listed its 12-month savings interest rate at 5.75% per year. Bac A Bank and CBBank are also in the group of banks with the highest 12-month deposit interest rates at 5.7% per year.

Banks listing interest rates of 5.6%/year for 12-month term deposits include OceanBank, KienLongBank, Nam A Bank and VietBank.

Meanwhile, HDBank, PGBank, SHB and VPBank announced the deposit interest rate for this term is 5.5%/year.

3 banks MSB, Sacombank and Viet A Bank are listing interest rates of 5.4%/year for 12-month term savings deposits.

Eximbank, OCB and TPBank maintain interest rates of 5.2%/year for this term.

The group of banks LPBank, MB and PVCombank announced the 12-month term bank interest rate at 5.1%/year.

The remaining banks listed 12-month deposit interest rates at less than 5%/year.

Specifically, Techcombank listed an interest rate of 4.95%/year for deposit accounts under 1 billion VND (interest rate for deposit accounts from 1 billion VND to under 3 billion VND is 5%/year, from 3 billion VND or more is 5.05%/year).

ACB Bank also only pays an interest rate of 4.9%/year for 12-month term deposits, amount under 200 million VND. Deposits from 200 million VND to under 1 billion VND, the interest rate is 5% and deposits from 1 billion VND to under 5 billion VND, the interest rate is 5.05%/year. From 5 billion VND or more, ACB pays the highest mobilization interest rate of 5.1%/year for a 12-month term.

The big 4 groups such as Agribank, BIDV and VietinBank all listed 12-month savings interest rates at 4.7%/year, while Vietcombank is still maintaining an interest rate of 4.6%/year.

SeABank only lists an interest rate of 4.5%/year, while SCB is the bank listing the lowest 12-month term interest rate at present, only 3.7%/year.

HIGHEST DEPOSITS INTEREST RATES AT BANKS ON SEPTEMBER 23, 2024 (%/YEAR)
BANK 1 MONTH 3 MONTHS 6 MONTHS 9 MONTHS 12 MONTHS 18 MONTHS
BAOVIETBANK 3.3 4 5.2 5.4 5.8 6
BVBANK 3.8 4 5.2 5.5 5.8 6
DONG A BANK 3.8 4 5.2 5.5 5.8 6
NCB 3.8 4.1 5.45 5.65 5.8 6.15
SAIGONBANK 3.3 3.6 4.8 4.9 5.8 6
GPBANK 3.2 3.72 5.05 5.4 5.75 5.85
BAC A BANK 3.65 3.95 5.15 5.25 5.7 5.85
CBBANK 3.8 4 5.55 5.5 5.7 5.85
ABBANK 3.2 3.7 5 5.2 5.6 5.7
KIENLONGBANK 3.7 3.7 5.2 5.3 5.6 5.7
NAM A BANK 3.5 4.1 5 5.2 5.6 5.7
OCEANBANK 3.8 4.2 5 5.1 5.6 6.1
VIETBANK 3.8 4 5.2 5 5.6 5.9
HDBANK 3.85 3.95 5.1 4.7 5.5 6.1
PGBANK 3.4 3.8 5 5 5.5 5.8
SHB 3.5 3.8 5 5.1 5.5 5.8
VPBANK 3.6 3.8 5 5 5.5 5.5
MSB 3.7 3.7 4.6 4.6 5.4 5.4
SACOMBANK 3.3 3.6 4.9 4.9 5.4 5.6
VIET A BANK 3.4 3.7 4.8 4.8 5.4 5.7
EXIMBANK 3.8 4.3 5.2 4.5 5.2 5.1
OCB 3.9 4.1 5.1 5.1 5.2 5.4
TPBANK 3.5 3.8 4.7 5.2 5.4
LPBANK 3.4 3.5 4.7 4.8 5.1 5.6
MB 3.3 3.7 4.4 4.4 5.1 5
PVCOMBANK 3.3 3.6 4.5 4.7 5.1 5.8
TECHCOMBANK 3.25 3.45 4.55 4.55 4.95 4.95
ACB 3.1 3.5 4.2 4.3 4.9
AGRIBANK 2 2.5 3.3 3.3 4.7 4.7
BIDV 2 2.3 3.3 3.3 4.7 4.7
VIETINBANK 2 2.3 3.3 3.3 4.7 4.7
VIETCOMBANK 1.6 1.9 2.9 2.9 4.6 4.6
SEABANK 2.95 3.45 3.75 3.95 4.5 5.45
SCB 1.6 1.9 2.9 2.9 3.7 3.9
VIB 3.2 3.6 4.6 4.6 5.1