After nearly 3 months of no change, Ho Chi Minh City Development Joint Stock Commercial Bank ( HDBank ) has just increased deposit interest rates for some terms from today.

Accordingly, HDBank increased 0.2%/year for 6-month term, and 0.1%/year for 12-13 month term. Online mobilization interest rate for 6-month term increased to 5.3%/year, 12-13 month term is 5.6% - 5.8%/year respectively.

HDBank keeps the deposit interest rates for the remaining terms unchanged. Specifically, the 1-2 month term is 3.85%/year, 3-5 months is 3.95%/year, 7-11 months is 4.7%/year, 15 months is 6%/year, 18 months is 6.1%/year, and 24-36 months is 5.5%/year.

Despite listing 6-6.1%/year for 15- and 18-month term deposits, HDBank is still among the few banks maintaining savings interest rates below 5%/year for 6-11-month term deposits.

HDBank is currently maintaining the highest special interest rate, 7.7%/year for 12-month savings at the counter, and 8.1%/year for 13-month savings at the counter. The condition for customers to receive the special interest rate is to have a minimum deposit balance of VND 500 billion or more and receive interest at the end of the term.

Vietnam International Commercial Joint Stock Bank ( VIB ) has just increased the interest rate of deposits under 6 months by 0.1%/year. According to the online interest rate table, the 1-month term increased to 3.6%/year, the 2-month term increased to 3.7%/year, and the 3-5 month term increased to 3.9%/year.

VIB keeps the interest rates for the remaining terms unchanged, 6-11 month terms are 4.8%/year, 15-18 month terms are 5.3%/year. The highest interest rate is for 24-36 month terms, listed at 5.4%/year.

VIB is the second bank after Agribank to have increased interest rates twice since the beginning of November. Previously, on November 8, this bank increased 0.3%/year interest rates for 1-5 month term deposits, and increased 0.2%/year interest rates for 6-36 month term deposits.

Except for VIB and HDBank, interest rates at other banks remain unchanged.

According to statistics, 12 banks have increased their deposit interest rates since the beginning of November, including: HDBank, GPBank, LPBank, Nam A Bank, IVB, Viet A Bank, VIB, MB, Agribank, Techcombank, ABBank, and VietBank. Of which, Agribank and VIB are the two banks that have increased their interest rates twice since the beginning of the month.

INTEREST RATE TABLE FOR ONLINE DEPOSITS ON NOVEMBER 19, 2024 AT BANKS (%/YEAR)
BANK 1 MONTH 3 MONTHS 6 MONTHS 9 MONTHS 12 MONTHS 18 MONTHS
AGRIBANK 2.4 2.9 3.6 3.6 4.8 4.8
BIDV 2 2.3 3.3 3.3 4.7 4.7
VIETINBANK 2 2.3 3.3 3.3 4.7 4.7
VIETCOMBANK 1.6 1.9 2.9 2.9 4.6 4.6
ABBANK 3.2 3.9 5.5 5.6 5.9 6.2
ACB 3.1 3.5 4.2 4.3 4.9
BAC A BANK 3.95 4.25 5.4 5.5 5.8 6.15
BAOVIETBANK 3.3 4 5.2 5.4 5.8 6
BVBANK 3.8 4 5.2 5.5 5.8 6
CBBANK 3.8 4 5.5 5.45 5.65 5.8
DONG A BANK 3.9 4.1 5.55 5.7 5.8 6.1
EXIMBANK 3.9 4.3 5.2 4.5 5.2 5.8
GPBANK 3.4 3.92 5.25 5.6 5.95 6.05
HDBANK 3.85 3.95 5.3 4.7 5.6 6.1
IVB 3.8 4.1 5.1 5.1 5.8 6.1
KIENLONGBANK 3.7 3.7 5.2 5.3 5.6 5.7
LPBANK 3.6 3.8 5 5 5.5 5.8
MB 3.5 3.9 4.5 4.5 5.1 5.1
MSB 3.9 3.9 4.8 4.8 5.6 5.6
NAM A BANK 4.5 4.7 5 5.2 5.6 5.7
NCB 3.9 4.2 5.55 5.65 5.8 5.8
OCB 3.9 4.1 5.1 5.1 5.2 5.4
OCEANBANK 4.1 4.4 5.4 5.5 5.8 6.1
PGBANK 3.4 3.8 5 5 5.5 5.8
PVCOMBANK 3.3 3.6 4.5 4.7 5.1 5.8
SACOMBANK 3.3 3.6 4.9 4.9 5.4 5.6
SAIGONBANK 3.3 3.6 4.8 4.9 5.8 6
SEABANK 2.95 3.45 3.95 4.15 4.7 5.45
SHB 3.5 3.8 5 5.1 5.5 5.8
TECHCOMBANK 3.35 3.65 4.55 4.55 4.85 4.85
TPBANK 3.5 3.8 4.7 5.2 5.4
VIB 3.6 3.9 4.8 4.8 5.3
VIET A BANK 3.7 4 5.2 5.4 5.7 5.9
VIETBANK 3.9 4.1 5.2 5 5.6 5.9
VPBANK 3.6 3.8 4.8 4.8 5.3 5.3