According to a survey by Lao Dong reporters of nearly 30 banks in the system on October 15, 2023, most banks are listing 24-month term interest rates below 7%/year.
At the top is PVcomBank, which is listed the highest 24-month savings interest rate at 6.8%/year when customers save online.
Oceanbank lists the highest interest rate for a 24-month term at 6.5%/year when customers deposit savings online and receive interest at the end of the term. Customers who deposit savings at the counter only receive an interest rate of 6.4%/year.
SHB is currently listed the highest 24-month interest rate at 6.4%/year when customers save online.
In addition to the above banks, readers can refer to the interest rate table of banks on October 15, 2023 below:
With 1 billion VND deposited for 24 months, you will receive 136 million VND in interest.
You can refer to the interest calculation method to know how much interest you will receive after saving. The interest calculation formula is as follows:
Interest = Deposit x deposit interest rate %/12 x number of months of deposit
For example, you deposit 1 billion VND into Bank A, for a term of 24 months and enjoy an interest rate of 6.8%/year, the interest received is as follows:
1 billion VND x 6.8%/12 months x 24 months = 136 million VND.
* Interest rate information is for reference only and may change from time to time. Please contact the nearest bank transaction point or hotline for specific advice.
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