On the afternoon of October 18, the Provincial National Assembly Delegation worked with the State Bank of Vietnam, Quang Ninh branch and credit institutions in the area on the operation of the Quang Ninh banking sector in the first 9 months of 2024; the implementation and results of solutions to support people and businesses affected by storm No. 3; and discussed difficulties and obstacles in the implementation process.
Attending the meeting were comrades: Dang Xuan Phuong, Deputy Secretary of the Provincial Party Committee, Head of the Provincial National Assembly Delegation; Nguyen Thi Thu Ha, Deputy Head of the Provincial National Assembly Delegation; Tran Thi Kim Nhung, Standing Member of the National Assembly's Law Committee, National Assembly Delegate of Quang Ninh Province; along with representatives of the State Bank of Vietnam, Quang Ninh Branch and credit institutions in the area.
In the first 9 months of 2024, the Quang Ninh banking sector has closely followed the resolutions, directions and operations of the Central Government, the State Bank of Vietnam and the province, promptly and drastically implementing policies, orientations and solutions on monetary policy management, serving socio-economic development. Bank-enterprise connection activities have been strengthened to remove difficulties and obstacles, improving access to credit for people and businesses. Branches of commercial banks and social policy banks in the province continue to effectively implement policy credit and preferential credit programs.
According to statistics from the State Bank, in the province, there are over 21,300 customers with a total outstanding debt of nearly 48,000 billion VND affected by storm No. 3. The total outstanding debt is over 10,600 billion VND. Implementing the direction of the province and the State Bank, credit institutions in the province have restructured the debt repayment period for over 12,600 customers with an outstanding debt of over 871 billion VND; reduced lending interest rates for nearly 5,600 customers with a total outstanding debt of 18,290 billion VND. Implemented new loans for nearly 3,900 customers with a total amount of nearly 1,500 billion VND, of which the Social Policy Bank lent nearly 3,000 customers with an outstanding debt of 208 billion VND.
At the meeting, the State Bank of Vietnam, Quang Ninh Branch and local credit institutions proposed and recommended a number of solutions to support people and businesses to overcome the consequences of storm No. 3; consider amending a number of articles of the Law amending and supplementing a number of articles of the Law on Natural Disaster Prevention and Control; regulations on debt suspension and debt extension in force majeure conditions, etc.
Speaking at the meeting, Comrade Dang Xuan Phuong, Deputy Secretary of the Provincial Party Committee, Head of the Provincial National Assembly Delegation, requested the State Bank of Vietnam, Quang Ninh Branch and credit institutions in the area to implement a proactive, flexible, timely and effective monetary policy, in a synchronous, harmonious and close coordination with fiscal policy and other macroeconomic policies to contribute to supporting economic growth, stabilizing the macro economy and controlling inflation. Ensuring credit in harmony with economic developments to contribute to supporting economic growth, controlling inflation, stabilizing the macro economy and ensuring the safety of credit institutions' operations.
In addition, effectively implement the Project "Restructuring the system of credit institutions associated with handling bad debts in the period of 2021-2025". Effectively implement the Digital Transformation Plan of the Banking Industry to 2025, with a vision to 2030; Project on developing non-cash payments in Vietnam for the period of 2021-2025; Strategy for developing information technology in the Banking Industry to 2025, with a vision to 2030. On the other hand, strongly reform regulations and administrative procedures, improve the investment and business environment, create favorable conditions for people and businesses; improve the quality of cadres, civil servants, public employees, and workers, and ensure administrative discipline and order.
He suggested that in the immediate future, banks continue to accompany the province to find solutions to support businesses and people who suffered heavy losses after storm No. 3. Focus on issues related to determining the level of unsecured loans for agricultural and rural development; handling risks for debts of customers facing difficulties and losses due to the impact of storm No. 3; supporting customers to restore production and business, especially those who no longer have assets to mortgage loans; debt freezing; providing new loans for customers to restore and develop production and business, etc.
Regarding the recommendations at the working session, the Provincial Delegation of National Assembly Deputies will receive and synthesize proposals with the State Bank and relevant ministries and branches, review, consider and resolve.
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