Vietcombank lists interest rates for individual customers who deposit savings for 7-14 days at 0.2%. For customers who deposit savings for 1 and 2 months, Vietcombank lists interest rates at 1.6%/year. For 3-month terms, Vietcombank lists interest rates at 1.9%/year.
Customers depositing money for terms of 6 - 9 months receive interest rates of 2.9%/year. Customers depositing money for 12 months receive interest rates of 4.6%. Customers depositing money for 24 - 60 months receive the highest interest rate of 4.7%.
Customers who deposit money without a term will receive an interest rate of 0.1%/year.
You can refer to the interest calculation method to know how much interest you will receive after saving. The interest calculation formula is as follows:
Interest = Deposit x deposit interest rate %/12 x number of months of deposit
For example, you deposit 1 billion VND into Vietcombank, term 24 months and enjoy interest rate 4.7%/year, the interest received is as follows:
1 billion VND x 4.7%/12 months x 24 months = 94 million VND.
* Interest rate information is for reference only and may change from time to time. Please contact the nearest bank transaction point or hotline for specific advice.
Readers can refer to more articles about interest rates HERE.
Source: https://laodong.vn/tien-te-dau-tu/cap-nhat-bien-dong-lai-suat-vietcombank-dau-thang-92024-1388788.ldo
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