VPBank launches preferential interest rate package from only 5.39% for households...

Faced with the complex developments of the global economy, the domestic economy is also facing many intertwined challenges. Experts predict that unstable fluctuations in the international market may lead to consequences such as slowing economic growth, declining investment, increasing unemployment and negative impacts on people's purchasing power. This creates double pressure for businesses that are facing both reduced consumer demand and a lack of capital for operations and reinvestment. In the context that many businesses are struggling to manage cash flow, the problem of working capital has become more urgent than ever. Understanding this reality, Vietnam Prosperity Joint Stock Commercial Bank ( VPBank ) has launched a mortgage business loan package with preferential interest rates from only 5.39%/year - down 1% compared to before.

The loan package not only helps individual businesses maintain operations but also creates conditions for them to expand production, aiming for sustainable growth. With a policy of financing 100% of capital needs, the loan can be up to 20 billion VND, the maximum loan limit is 80% of the value of the collateral and the loan term is flexible up to 20 years. As a result, customers can be more proactive in their business plans, ensure stable cash flow, reduce financial pressure and focus on developing production activities.

One of the outstanding advantages of VPBank's production and business loan package is the flexible profile, suitable for many customers and business sectors. In addition, the profile processing process is super fast thanks to the application of modern technology. VPBank integrates the loan approval system on the VPBank Race platform, allowing the system to automatically check and approve profiles, and issue approval results within 5 minutes if the customer meets the conditions. In case the customer needs to re-loan and has a good credit history, the review and disbursement process will be shortened even more.

VPBank representative shared: “With the goal of providing maximum support to individual business households, the bank is constantly innovating and optimizing financial solutions to help customers access capital quickly and flexibly. The implementation of this preferential mortgage business loan interest rate package is not only a solution to support cash flow but also a driving force to help business households expand production, invest effectively and grow sustainably. VPBank believes that with outstanding incentives, the program will become a solid financial support, helping business households overcome difficult times and develop more strongly.”

By simplifying the process, shortening the approval time and providing flexible loan limits, VPBank continues to affirm its pioneering role in providing financial support to help businesses not only reduce financial burdens but also share and accompany each other towards the goal of sustainable development. The Bank also constantly innovates, creating more flexible and superior financial solutions, "tailored" to the specific needs of each customer segment.

Through a comprehensive digital strategy and a “customer-centric” philosophy, VPBank has continuously improved service experience, creating different values ​​for individual customers in general, and especially the business customer community - those who always need speed, convenience and efficiency in every financial decision.

Customers can apply for a loan through the website https://vaythechap.vpbank.com.vn/vay-kinh-doanh-the-chap or go directly to VPBank branches for detailed advice.

Source: https://baodaknong.vn/vpbank-tung-goi-uu-dai-lai-suat-chi-tu-5-39-cho-ho-kinh-doanh-ca-the-248909.html