VIB offers a package of incentives for business customers at the end of the year

10 million VND promotion for opening a beautiful account number, free of all transaction fees

For business people, cost is always one of the priorities to not only optimize profits but also ensure sustainable business development. Understanding that, VIB designed the iBusiness and sBusiness account packages with outstanding advantages in fees. Accordingly, customers will receive an immediate 10 million VND discount on choosing a nice number or will be exempted if choosing an account number based on their date of birth or phone number. A nice account number is not only easy to remember and easy to transact, but also the start of a smooth business.

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The iBusiness account package has an online transaction limit of up to 5 billion VND/day, suitable for individual business customers, while the sBusiness account package has an unlimited online transaction limit, suitable for small businesses with regular transaction and cash flow needs. Customers are exempted from more than 10 types of transaction fees such as account management fees, regular/fast online money transfer fees, deposit/withdrawal/counting fees at the counter, payment card maintenance fees, and ATM withdrawal fees. VIB is currently waiving account package management fees for 6 months for first-time customers.

Business loan interest rate from only 5.5%, super fast disbursement

For business people, additional capital is always one of the essential needs. To provide capital to customers in a timely manner, especially during the peak business period at the end of the year, VIB is implementing a preferential interest rate program for customers using iBusiness and sBusiness account packages. Accordingly, customers can enjoy an interest rate of only 5.5%/year when borrowing quickly to supplement working capital. With a super-fast disbursement process, individual business owners or business owners who regularly transact through accounts at VIB can borrow up to 100% of capital needs, with a limit of up to 15 billion VND. The loan appraisal and approval process has been simplified by the bank with diverse and flexible forms. Customers can easily prove their ability to repay debt with a business plan, simple documents and the experience of the business owner. The working capital limit of up to 24 months will also help customers be flexible and proactive in their capital usage plans.

Optimize returns on short-term revolving capital with additional interest up to 1.2%/year

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From November 2023, customers with surplus short-term working capital can reap high and safe profits with online deposit products on the VIB Checkout e-banking application for businesses and Hi-Depo or i-1Depo deposit products on the MyVIB e-banking application for individuals. Accordingly, micro-enterprise customers depositing money online on the VIB Checkout application can receive additional interest rates of up to 1.2%/year. Individual customers using the iBusiness account package when participating in other VIB products such as: Online/counter deposits, opening credit cards, participating in life insurance will receive a bonus of VND 500,000 for each successfully registered product, the promotion is valid until December 31, 2023.

Not only preferential fees, loan interest rates, deposit interest rates, with iBusiness and sBusiness account packages, VIB also provides customers with essential tools for business such as: VIB Checkout digital bank helps manage revenue and expenditure, convenient sales; QR solution set helps receive payment via account quickly and conveniently... Register for iBusiness package right on MyVIB application or refer to more package incentives here.

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