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Ms. Tuong Nguyen - Director of VIB Card Division shared: "The launch of VIB Business Card credit card is an important milestone in VIB's overall strategy to build a comprehensive financial solution ecosystem, serving diverse customer segments from individuals to businesses. VIB Business Card demonstrates VIB's efforts in understanding and meeting the specific needs of corporate customers. We aim to provide an integrated solution set, combining flexible capital from lending products with modern payment and cash flow management tools such as VIB Business Card and digital platforms. This product is not only a means of payment but also a strategic tool to help businesses optimize costs, improve operational efficiency and seize growth opportunities."
Ms. Dang Tuyet Dung - Director of Visa Vietnam and Laos said: "We appreciate VIB's efforts in constantly innovating and providing practical and flexible financial solutions for the business community - especially small and medium enterprises. With Visa's global payment network, advanced security technology and digital commerce support platform, we and our partners in the digital payment ecosystem will accompany VIB in opening up new opportunities for Vietnamese businesses to reach out to regional and international markets. Visa is committed to continuing to invest, cooperate and support partner banks like VIB in promoting digital finance, contributing to the sustainable development of Vietnam's digital economy."
VIB Business Card offers two outstanding incentive policies, allowing businesses to proactively choose and change incentive types according to their needs at any time via Call Center 19002200.
Free annual fee for life and interest free for up to 57 days
With this option, businesses can optimize costs with a lifetime annual fee waiver policy that requires no spending conditions and enjoy an interest-free period of up to 57 days - the longest on the current corporate credit card market.
This nearly 2-month interest-free period creates a superior competitive advantage, helping businesses to be maximally flexible in capital turnover, paying large amounts (renting premises, importing goods, advertising...) without immediate interest pressure, thereby significantly improving the business's operating cash flow. VIB cooperates with VNPAY and Visa to provide a business payment service solution (BPSP) on the VNPAYB2B platform to VIB cardholders, to make payments to any payment account of the receiving business even if they have not yet opened the card acceptance feature.
Unlimited 1% Cashback
With the second option, businesses can proactively choose the spending category that best suits their business activities at each period and receive an unlimited 1% cashback for all valid transactions in that category. For the remaining expenses, businesses can accumulate 0.1% cashback points. When there is a need to change the spending category, businesses can do so directly on VIB's MyVIB Biz or MyVIB Corp digital banking applications. This option still includes the business payment feature (BPSP) on the VNPAYB2B platform to make payments to any payment account of the receiving business.
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Unlike some credit cards on the market that usually limit the maximum cashback amount per period or per year, VIB Business Card allows businesses to continuously accumulate benefits on important spending categories. The more you spend in the selected category, the greater the benefits you receive. The cashback amount is added directly to the card account, helping to reduce the actual costs for the business. The cashback mechanism is simple, easy to track and applies to popular spending categories of businesses.
VIB Business Card - Effective spending management tool
In addition to two outstanding preferential policies, VIB Business Card also integrates a series of features and utilities, is a powerful assistant in managing business expenses, smart spending management when being able to transact directly from linked accounts, easy to track and control expenses.
In addition, flexible customization with the ability to choose the minimum payment rate (from 1% to 20%), statement date and automatic debit form (minimum, maximum, fixed amount, fixed %). Convenient online and international payment, high credit limit, up to 1 billion VND without requiring collateral. Top utility with unlimited lounge access and FastTrack for VIB Business Card cardholders when spending at least 500 million VND/card/year. Maximum security with EMV chip technology and 3D Secure online transaction authentication.
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"Empowering customers to choose between a free annual fee with a record interest-free period or unlimited cashback, along with the ability to deeply customize management elements, is how VIB pioneers personalizing the experience and leading the trend in the corporate credit card market, in line with the strategic spirit of 'Leading the card trend'", Ms. Tuong Nguyen emphasized.
The first 710 customers who successfully open a card and make the earliest spending will immediately receive an Urbox e-voucher of up to VND 5,000,000. Be the first customers to experience VIB Business Card, a breakthrough business financial management solution.Source: https://thoibaonganhang.vn/vib-business-card-the-tin-dung-doanh-nghiep-mien-lai-den-57-ngay-hoan-tien-cho-moi-chi-tieu-162762.html
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