Full list of banks with the highest interest rates in early January 2024

According to Lao Dong reporter (January 1, 2024), savings interest rates at banks are fluctuating around 2.2 - 10%, depending on the term and applicable conditions.

Among them, the top banks with many high interest rates are: HDBank, SHB, NamABank, OCB, OceanBank, PVcomBank...

Specifically, PVcomBank's interest rate table in early 2024 recorded the highest interest rate of 10% for 12-month savings deposits. Conditions apply when customers deposit money at the counter, with a deposit balance of VND 2,000 billion or more.

PVcomBank 2024 interest rate table when customers deposit savings at the counter. Screenshot.

In addition, PVcomBank also lists interest rates over 5%, including: 18 months, 24 months, and 36 months.

Next is HDBank, with the highest interest rate of up to 8%, when customers deposit for 12 months with a deposit balance of 300 billion VND or more.

HDBank interest rate table when customers deposit money at the counter. Screenshot.

In addition, HDBank also has deposit terms with high interest rates above 6%, including: 18 months, 24 months, and 36 months.

In early 2024, SHB was also among the banks with many high interest rates of over 6%. Specifically, 18-month term, interest rate 6.1%; 24-month, 36-month term, interest rate 6.3%.

Similar to SHB, OCB's interest rate table in early 2024 recorded many high interest deposit terms. For example, 18-month term, interest rate 6.1%; 24-month, 36-month term, interest rate 6.3%.

In the group of banks with high interest rates, NamABank also participates with 3 terms up to 6.1% (18 months, 24 months, 36 months).

Meanwhile, the group of banks has many low savings interest rates below 3%.

Specifically, Vietcombank's lowest interest rate is for the 3-month term, at only 2.2%. Next are Agribank, Vietinbank, BIDV, with an interest rate of 2.5% for the 3-month term.

Meanwhile, MB and Lienvietpostbank's 3-month interest rates are 0.6 percentage points higher than Agribank, Vietinbank, and BIDV's over the same period, at 3.1%.

In addition, readers can refer to the interest rates of banks in early 2024 through the chart below:

3-month interest rate chart at 22 banks on January 1, 2024. Unit: %/year. Chart: Phan Anh

6-month interest rate chart at 22 banks on January 1, 2024. Chart: Phan Anh — 6-month interest rate chart at 22 banks on January 1, 2024. Unit: %/year. Chart: Phan Anh

12-month interest rate chart at 22 banks on January 1, 2024. Chart: Phan Anh — 12-month interest rate chart at 22 banks on January 1, 2024. Unit: %/year. Chart: Phan Anh

24-month interest rate chart at 22 banks on January 1, 2024. Chart: Phan Anh — 24-month interest rate chart at 22 banks on January 1, 2024. Unit: %/year. Chart: Phan Anh

Interest rate information is for reference only and may change from time to time. Please contact the nearest bank transaction point or hotline for specific advice.

In addition, readers can refer to more articles about interest rates from Lao Dong Newspaper HERE

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