(NLDO) - The leader of Ho Chi Minh City Social Insurance said that when Social Insurance Law No. 41 takes effect from July 1, 2025, it will bring many attractive policies for voluntary social insurance participants.
On the afternoon of December 10, the 20th session (regular year-end session) of the 10th Ho Chi Minh City People's Council, term 2021 - 2026, continued with a thematic supervision session on "State management of labor and employment in Ho Chi Minh City for the period 2020 - 2025".
Reporting at the meeting, Vice Chairwoman of Ho Chi Minh City People's Committee Tran Thi Dieu Thuy said that the number of enterprises owing social insurance is still high, and the debt amount is high.
Specifically, there are more than 17,300 enterprises that owe social insurance for 3 months or more with a total debt of 3,055 billion VND for more than 93,000 employees. Of which, 40 enterprises owe a large amount of 6 billion VND or more, and some enterprises even owe social insurance over 30 billion VND.
Meanwhile, the enforcement of administrative sanctions against enterprises that evade social insurance payments has not been effective. From 2020 to now, the Ho Chi Minh City Social Insurance has only enforced 5 units by freezing their accounts with a total amount of 200 million VND.
Mr. Nguyen Quoc Thanh, Deputy Director of Ho Chi Minh City Social Insurance, said that Social Insurance Law No. 41 will bring many attractive policies. Photo: NGUYEN PHAN
Mr. Nguyen Quoc Thanh, Deputy Director of Ho Chi Minh City Social Insurance, said that as of November 30, the whole city had 50,706 people participating in voluntary social insurance, reaching 75.76%.
Recently, Ho Chi Minh City Social Insurance has also coordinated with People's Committees at all levels, departments, associations, etc. to propagate the policy of voluntary social insurance participation to each neighborhood. However, the results have not been as expected.
The reason is that the current Social Insurance Law stipulates that voluntary social insurance contributions are 22% of the selected income and only enjoy two pension and death benefits. While participating in compulsory social insurance, employees only pay 8% and employers pay 14%. On the other hand, to receive a pension, you have to pay for 20 years, so the attractiveness is not high.
Besides, although the budget supports 30% for near-poor households and 25% for poor households, it does not encourage workers because the contribution level is still high and the regime is not attractive.
According to Mr. Nguyen Quoc Thanh, Ho Chi Minh City Social Insurance is trying to focus on increasing the number of voluntary social insurance participants by December 31 to exceed the number in 2023.
He also informed about many bright spots in the coming time, such as Social Insurance Law No. 41, effective from July 1, 2025, bringing many attractive policies, such as voluntary social insurance participants will enjoy maternity benefits when eligible with a level of 2 million VND from the State budget, participate in occupational accident benefits as well as the retirement regime is reduced from 20 years to 15 years...
Regarding the high social insurance debt, the Deputy Director of the City Social Insurance said that the amount of overdue payment as of November 30 was 4,504 billion VND. Accordingly, the situation of late payment, evasion of payment, and overdue social insurance for employees in some employers and some enterprises has affected the rights of employees.
Mr. Nguyen Quoc Thanh said that the city's Social Insurance sector has conducted surprise inspections of 126 units showing signs of late payment or evasion of payment; units showing signs of violating the law on social insurance and administratively sanctioned many units.
Source: https://nld.com.vn/tin-vui-cho-nguoi-tham-gia-bhxh-tu-nguyen-196241210203155733.htm
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