DNVN - In order to support small and medium enterprises, contributing to promoting production and business in the last months of the year, on October 14, the State Bank of Vietnam, Ho Chi Minh City branch, in coordination with the Association of Enterprises and the Department of Industry and Trade of the city, and Asia Commercial Bank (ACB) organized a conference connecting banks and enterprises with the theme: Unblocking capital - welcoming opportunities.
According to Mr. Nguyen Duc Lenh, Deputy Director of the State Bank of Vietnam, Ho Chi Minh City branch, the good implementation of the program, in conjunction with the policy mechanism of the Central Bank and the disbursement of preferential credit packages, along with positive changes in the economy, business activities and some sectors such as export; tourism and service growth... are favorable environmental factors to promote credit growth in the area in recent months and in the remaining time of the year, contributing to the good implementation of monetary policy tasks, supporting businesses and promoting economic growth.
By the end of August 2024, the total disbursement of preferential credit packages through the bank-enterprise connection program in Ho Chi Minh City reached VND 425,659 billion.
Compared to the scale of the credit package registered by 17 banks since the beginning of the year when participating in the 2024 corporate banking connection program with an amount of VND 509,864 billion, the disbursement rate to date has reached 83.4%. This is a quantitative indicator, meaning to support businesses, business households and cooperatives in specific, direct and practical areas.
With the criteria of reducing lending interest rates; restructuring debt while maintaining the debt group; providing new loans with low interest rates; providing short-term loans in VND for the export sector, small and medium enterprises; supporting industries; high-tech enterprises and the agricultural & rural sector; or increasing credit limits for enterprises... the general goal is to support enterprises, therefore, the disbursed amount of the package reflects the actual support results for enterprises and brings efficiency to enterprises and people.
Accordingly, through the disbursement of this credit package, 146,906 customers have accessed and benefited from support policies to reduce difficulties, stabilize and increase production and business growth. In terms of policy, this program continues to be a concrete action to effectively put the Government's business support policy of the State Bank into practice.
At the conference, Mr. Tu Tien Phat, General Director of Asia Commercial Bank (ACB), said that ACB will implement a preferential program of a credit package of VND5,000 billion with short-term loan interest rates from 5.5%/year; long-term loan interest rates from 6.4%/year. Borrowers will be introduced and connected from Huba. Another green credit program of VND4,000 billion is also implemented by ACB with short-term and medium-long-term loan interest rates from 5.7%/year.
Along with ACB, many commercial banks in Ho Chi Minh City said they will offer many preferential credit packages with low interest rates for manufacturing and export enterprises at the end of the year with interest rates ranging from 5.5-7.5%.
"With the goal of completing the 2024 connection program plan, while creating specific effects and actions to support businesses, contributing to promoting production and business in the last months of the year, in October 2024, the State Bank of Vietnam, Ho Chi Minh City branch, in coordination with relevant departments and branches, organized 3 thematic connection conferences. These are the connection conferences on lending capital to small and medium enterprises; connection conferences on lending capital to the agricultural and rural sector and connection conferences on lending capital to the import-export sector," said Mr. Nguyen Duc Lenh, Deputy Director of the State Bank of Vietnam, Ho Chi Minh City branch.
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Source: https://doanhnghiepvn.vn/kinh-te/them-nguon-von-tiep-suc-cho-doanh-nghiep-vua-va-nho/20241014060856037
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