SHB reduces loan interest rates up to 2.5%/year to support individual customers

09/20/2023 14:23 PV Print article

ANTD.VN - Understanding the need for capital use during the peak season at the end of the year, from now until December 31, 2023, Saigon - Hanoi Bank ( SHB ) is implementing the program "30 years of companionship - Continuing gratitude" with attractive loan interest rate incentives for individual customers (KHCN). The total preferential limit is up to 5,000 billion VND.

Accordingly, customers who are borrowing capital from SHB for the purpose of production and business, buying a house, buying a car, consumer loans, etc. will receive a reduction in interest rates of up to 1.5%/year compared to the normal interest rate. In particular, loyal customers who use many of the bank's products and services can receive additional incentives of up to 2.5%/year.

Not only supporting existing customers, since the beginning of 2023, SHB has reserved a credit limit of up to VND 10,000 billion for new disbursement customers. Customers who need to borrow capital for production and business will enjoy interest rates from only 8.9%/year and only from 9.39%/year if borrowing to buy a house. In addition, customers using other products and services according to SHB's policy will also receive an additional discount of 1%/year.

Chương trình ưu đãi lãi suất giảm đến 2,5%/năm ảnh 1

Preferential interest rate program reduced up to 2.5%/year

SHB representative shared that the bank focused on implementing this program at the end of the third quarter because this is the period when capital demand of small traders and consumers increases rapidly to serve the year-end holidays and Tet.

“The adjustment of interest rates for individual customers along with large-scale credit support packages is a practical action to support the community and people, creating conditions for customers to access preferential loans, contributing to the growth of production and business, promoting consumption while demonstrating SHB's role and responsibility in implementing the policies and management of the Government and the State Bank. This is also a thank you to all customers who have trusted and accompanied the Bank over the past 30 years,” emphasized the SHB representative.

Từ đầu năm đến nay, SHB tích cực triển khai hàng loạt chương trình khuyến mại cho khách hàng ảnh 2

Since the beginning of the year, SHB has actively implemented a series of promotional programs for customers.

With the philosophy of “Customer-centric”, SHB always strives to develop products and upgrade services to best meet the financial needs of a large number of customers. Since the beginning of the year, SHB has actively implemented a series of practical promotional programs such as incentives for individuals opening overdrafts and credit cards; giving away tens of thousands of Shopee and Grab discount Evouchers to international credit card holders;...

In addition, in order to increase benefits for customers, SHB has expanded its links with major partners such as Vinaphone, Vietnam Airlines , FUTA, e-commerce platforms... to provide diverse options and products and services, quickly meeting financial needs and above all, accompanying the development of SHB's customers.

With efforts to develop business and the support and trust of customers, in the first half of 2023, SHB was continuously honored by many international financial organizations (ABF, Global Finance, FinanceAsia...) at important awards in the categories of digital banking, retail banking, wholesale banking, ESG sustainable development... This is the recognition and affirmation of SHB's brand stature, reputation and position increasingly increasing in the international arena.

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