Continuously increasing charter capital is important to improve the bank's financial capacity, increase SHB's competitiveness in the process of international economic integration and especially meet the expected benefits of shareholders.

According to the Resolution of SHB Board of Directors, February 27, 2025 is the last registration date to close the list of shareholders to exercise the right to receive stock dividends in 2023 at a rate of 11%.

Previously, the State Securities Commission had approved SHB to issue shares to pay dividends in 2023. Specifically, SHB will issue nearly 403 million shares to pay dividends in 2023 at a rate of 11%, equivalent to shareholders owning 100 shares will receive 11 new shares.

According to the Resolution of the 2024 Annual General Meeting of Shareholders, SHB will pay 2023 dividends at a total rate of 16%, including 5% in cash and 11% in shares. In August 2024, the Bank completed the first payment of 2023 cash dividends at a rate of 5% to shareholders.

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Over the years, SHB has regularly paid dividends at a rate of 10 - 18%, demonstrating its responsibility to shareholders, while constantly improving its capital base, developing safely, sustainably and effectively, and continuously improving its management capacity according to international standards and modern models.

A strong financial foundation is a measure to affirm the Bank's reputation in the market, thereby providing the basis to expand capital attraction from residents, businesses or mobilize from the bond market with appropriate interest rates and terms, to circulate capital to key areas, priority development of the Government, green credit...

Sustainable development, side by side with people and country

In 2024, SHB completed and exceeded many targets assigned by the General Meeting of Shareholders at the beginning of the year. In particular, SHB recorded pre-tax profit of VND 11,543 billion, an increase of 25% compared to 2023 and exceeding the plan approved by the General Meeting of Shareholders. The operating cost/total operating income ratio (CIR) was at 24.5% - the lowest group in the industry. Total assets by the end of 2024 were at over VND 747 trillion, an increase of 18.5% compared to the end of 2023. Outstanding credit balance was at nearly VND 534 trillion, with a credit growth rate of 18.2%.

SHB continues to ensure safety, liquidity, and risk management indicators comply with and are better than the regulations of the State Bank. The capital safety ratio (CAR) is above 12% according to Basel II standards, the liquidity risk ratio meets Basel III standards, and the goal of controlling bad debt is completed according to the plan of the General Meeting of Shareholders.

In addition to sustainable business development, SHB always focuses on social security, accompanying and sharing with businesses and people. SHB is one of the 5 banks that have contributed the most to the budget over the past years.

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SHB has actively implemented and well implemented the policies of the Government and the State Bank of Vietnam in supporting and accompanying businesses in difficult times. The bank has provided many preferential credit programs worth tens of thousands of billions of VND for new customers and interest rate reductions for existing customers. With SHB's timely support, many businesses have overcome difficulties, operated stably and developed.

Actively responding to the Prime Minister's call, SHB contributed 100 billion VND to help Soc Trang province build and repair houses for poor households, bringing solid homes and hope for a stable life. In the program to build 150 houses and a school for disaster areas, SHB and the Ministry of Public Security donated houses in Son La and continued to expand to Tuyen Quang, Dien Bien, Yen Bai, Ha Giang... to share love and help people overcome difficulties.

With its activities accompanying society in the past year, SHB was honored as “Bank for People of the Year”, recognizing the Bank's efforts in contributing to the community, creating sustainable values ​​for the country.

Over three decades of development, SHB has always taken the Heart as the root, accompanying the people and the community, creating and spreading good values, developing the economy in parallel with social development, building a strong and prosperous country, entering a new era - the era of national growth.

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Accelerating in the digital transformation race

In the period of 2024 - 2028, SHB is focusing resources to implement a strong and comprehensive Transformation Strategy based on 4 pillars: Reforming mechanisms, policies, regulations, and processes; People are the subject; Taking customers and markets as the center; Modernizing information technology and digital transformation and steadfastly following 6 core cultural values ​​"Heart - Trust - Faith - Knowledge - Intelligence - Vision".

The Bank sets a strategic goal of becoming the Top 1 Bank in terms of efficiency; the most favorite Digital Bank; the best Retail Bank and at the same time the TOP Bank providing capital, financial products and services to strategic private and state enterprise customers, with a supply chain, value chain, ecosystem, and green development.

With a strong financial foundation, sustainable, safe and effective development, in the first time the Fortune SEA 500 ranking was announced, SHB ranked 137th among the organizations with the largest revenue in Southeast Asia and ranked 17th among financial organizations and enterprises in Vietnam. SHB is also one of the 5 banks that have contributed the most to the budget over the past many years.

Thuy Nga