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About 2 million billion VND will be "injected" into the economy in 2024.

Báo Dân tríBáo Dân trí05/01/2024


On the afternoon of January 5, at the regular Government Press Conference, answering questions about credit growth in 2024, Deputy Governor of the State Bank Dao Minh Tu said that credit growth for the whole year of 2023 will reach 13.71%, the amount of money put into the economy will be about 1.5 million billion VND.

In 2024, the State Bank aims for credit growth of 15%. Based on the current outstanding debt of about 13.56 million billion VND, about 2 million billion VND will be put into the economy.

The Deputy Governor said the ability to achieve the 15% credit growth target in 2024 depends on stable macroeconomic conditions, ensuring capital flows to the right subjects as well as the safety of the credit system.

"If conditions are favorable, additional credit room will be opened for commercial banks at the end of the year or in the middle of the year," Mr. Dao Minh Tu informed.

Sẽ có khoảng 2 triệu tỷ đồng được bơm vào nền kinh tế năm 2024 - 1

Deputy Governor of the State Bank of Vietnam Dao Minh Tu forecasts the credit market in 2024 (Photo: VGP).

Regarding the basis for the credit growth target in 2024, according to Mr. Tu, the economy in 2024 has many signs of improvement compared to 2023. Besides, the expectation that there will be no difficult impacts from the world economy like in 2023 will help increase the investment demand of the economy.

In addition, credit growth will also be supported by the current very low interest rates. According to Mr. Tu, the current interest rate is much lower than before the pandemic, even the lowest in the past 20 years. The Deputy Governor said that this is one of the basic factors for credit growth to increase strongly.

For commercial banks, the State Bank has assigned credit targets from the beginning of the year. Banks that achieve credit targets and are still able to provide additional capital to the economy, ensuring quality and safety of the system, and macroeconomic conditions permit, will continue to be assigned additional credit room.



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