OCB representative received the certificate of Strong Vietnamese Brand 2024
At OCB , digital transformation is always a priority strategy to differentiate itself in the market. Specifically, in early 2024, the bank launched the new generation OCB OMNI application, setting a new standard in the digital banking sector with features that meet the optimal needs of Vietnamese consumers in terms of speed, convenience and security. As of September 30, 2024, the number of transactions on OCB OMNI increased by 71% over the same period, non-term deposits (CASA) increased by 26% compared to September 2023 and term deposits (eSaving) increased by 37%.
The new generation OCB OMNI application optimally meets consumer needs for speed, convenience and security.
The bank also applies more artificial intelligence (AI), big data and machine learning in the research process to provide solutions to meet user needs. In particular, OCB is one of the few banks in the entire system to deploy Open Banking in general and Open API in particular, connecting banks and partners, allowing them to access and use data and services of the bank in a controlled, safe and secure manner. Currently, OCB has more than 150 APIs ready to integrate, meeting the diverse needs of partners from many different industries. Open API products and services have been meeting the needs of all segments of cross-industry businesses with strong processing performance, specifically: Processing an average of more than 2 million transactions/month since the beginning of 2024. Of which, August 2024 alone reached nearly 3 million transactions; The total transaction value in the first 8 months of 2024 recorded more than 18 trillion VND. “As part of the established strategy, OCB is building a research and development center for Open Banking (OBH) products, to accompany business units in deploying these products for businesses. OBH focuses on creating breakthrough products, bringing practical value to businesses and users, helping to create a more complete payment market, safer payments and user protection. It can be said that we have great faith in Open Banking because this is a great opportunity that OCB must take the lead and create a clear difference in the market”. said the representative of OCB's leadership. In particular, with determination and great efforts, in 2023, OCB will invest and strongly implement the sustainable development strategy to become the pioneer Green Bank in Vietnam. The goal of sustainable development is not only to increase long-term economic value for the bank but also to protect the environment and create a better society. Therefore, OCB also sets out clear programs and actions to achieve the goals according to the set roadmap, 2025 - Pursuing the journey of sustainable business development, 2027 - Pioneering bank in sustainable development and 2050 - accompanying the Government and Management Agency for the Net Zero goal.
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