Along with a reduction in deposit interest rates, lending interest rates of credit institutions have also decreased to support businesses. According to the State Bank of Vietnam, in 2023, the average lending interest rate decreased by 1.3% compared to the beginning of the year. In 2024, the average lending interest rate decreased by 1.4%. In 2025, from the beginning of the year to date, lending interest rates have decreased by 0.8%.
According to Deputy Governor of the State Bank of Vietnam, Dao Minh Tu, in the coming period, the State Bank will closely monitor interest rates to ensure both proactive measures for commercial banks and support for businesses by reducing costs and lowering lending interest rates for all maturities.
The State Bank of Vietnam will proactively manage tools to facilitate commercial banks' liquidity and capital sources, eliminating the need to increase deposit mobilization. This will also be one of the tools the State Bank of Vietnam will proactively manage from now until the end of the year.
Source: https://baoquangnam.vn/nhieu-ngan-hang-thuong-mai-giam-lai-suat-huy-dong-3151127.html
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