Many households in Nhu Thanh escaped poverty thanks to policy credit capital.

Mr. Lo Van The's snail farming model in Kha La village, Thanh Tan commune is highly effective.

Following the staff of the Farmers' Association of Phuong Nghi commune, we visited the breeding cow model of Mr. Bui Van Luc's family in Khe Xanh village. Through the discussion, we learned that in previous years, due to lack of capital for production and unstable income, the family's life encountered many difficulties. With a loan from the credit policy of the Social Policy Bank (CSXH) of Nhu Thanh district, his family invested in developing integrated livestock farming, bringing higher economic efficiency, and has risen out of poverty. In 2023, his family continued to borrow capital under the poverty alleviation program with an amount of 100 million VND to breed breeding cows. Currently, the family's herd of cows is growing well. This is an opportunity for the family to increase income and improve their lives.

Mr. Lo Van The in Kha La village, Thanh Tan commune, also thanks to policy credit capital, has risen out of poverty and become a household with a good income. Mr. The shared: "In 2019, after accessing loans from the Bank for Social Policies of Nhu Thanh district, I converted my family's land area into a pond to raise apple snails, bringing economic efficiency and escaping the list of poor households in Thanh Tan commune. On the momentum of success, I continued to expand the snail farming area and actively participated in scientific and technical training courses on animal husbandry. Currently, my family has about 1,500m2 of water surface area for snail farming, bringing in an income of about 500 million VND/year".

Up to now, thousands of poor, near-poor and policy beneficiaries of Nhu Thanh district have borrowed policy credit capital to invest in production and business development, bringing economic efficiency and sustainable escape from poverty. Currently, the district is implementing 15 loan programs with outstanding loans of more than 650 billion VND, 9,413 households have borrowed capital through 231 loan groups and 159 villages. To effectively promote policy credit capital, the Transaction Office of the Bank for Social Policies of Nhu Thanh district has created conditions for poor, near-poor households and policy beneficiaries to borrow capital. Strengthening the inspection and supervision of the implementation of preferential credit policies in communes, savings groups, and entrusted socio-political organizations to ensure that policy credit capital is delivered to the right beneficiaries.

Thanks to the policy credit capital, thousands of poor and near-poor households and other policy beneficiaries in the district have had the conditions to invest in production and business development, housing construction, and sanitation works. From 2014 to now, through the policy credit capital in the district, 6,249 households have escaped poverty, 204 students with difficult circumstances have been able to borrow money to study, over 517 workers have been created jobs from the national employment fund, 488 workers have been sent to work abroad for a limited period, 9,708 clean water and environmental sanitation works have been built, 385 poor households and policy beneficiaries have built houses. Thereby, contributing to reducing the poverty rate of Nhu Thanh district to 2.13%, the average income per capita has reached more than 53.5 million VND/year, 14/14 communes have reached the NTM target, 3/14 communes have reached the advanced NTM target.

Director of the Transaction Office of the Bank for Social Policies of Nhu Thanh District, Nguyen Van Tien, said: Promoting the achieved results, the bank will continue to advise the District Party Committee and the District People's Committee to effectively implement Directive No. 40-CT/TW and Conclusion No. 06-KL/TW of the Central Party Secretariat on strengthening the Party's leadership over social policy credit. At the same time, closely follow the program and socio-economic development goals of the district to effectively implement credit programs. Strengthen the mobilization of capital from the population, timely disbursement to beneficiaries according to the plan, making an important contribution to the implementation of the goal of sustainable poverty reduction and ensuring social security in the district.

Article and photos: Xuan Cuong

Source: https://baothanhhoa.vn/nhieu-ho-dan-o-nhu-thanh-thoat-ngheo-nho-von-tin-dung-chinh-sach-245368.htm