Workers with serious illnesses enjoy many social insurance benefits.
Báo Dân trí•18/02/2024
Normally, sick workers will receive support for medical examination and treatment costs from the health insurance fund and sick leave is income to compensate for days off work for medical treatment.
However, in cases where workers have serious illnesses and require long-term treatment, there are many superior support policies from social insurance (SI) that many people do not know about. Mr. Hung, a human resources manager of a unit, asked: "When a worker has a brain tumor, a disease on the list of diseases requiring long-term treatment issued by the Ministry of Health, what SI policies are they entitled to?" Workers with serious illnesses receive many benefits from social insurance (Illustration: Tung Nguyen). According to Vietnam Social Security, Clauses 2 and 3, Article 26 of the Law on Social Insurance 2014 stipulate that employees who take leave due to illness on the List of illnesses requiring long-term treatment issued by the Ministry of Health are entitled to sick leave benefits. Specifically, the period of sick leave benefits for employees is based on the time of treatment at a competent medical examination and treatment facility, up to a maximum of 180 days (including holidays, Tet holidays, and weekly days off). According to Clause 1, Article 28 of the Law on Social Insurance, the monthly sick leave benefit is equal to 75% of the salary for social insurance contributions of the month immediately preceding the employee's leave for medical treatment. In the case of employees who have just started working or employees who have previously paid social insurance contributions, then had their working time interrupted and had to take leave to receive sick leave benefits in the first month of returning to work, the benefit is equal to 75% of the salary for social insurance contributions of that month. In case the employee takes sick leave for less than a month, it is calculated by the day, the sick leave allowance per day is calculated by dividing the monthly sick leave allowance by 24 days. If the employee continues to receive treatment after the 180-day sick leave period as above, he/she will continue to receive sick leave at a lower rate. The sick leave allowance for the employee during this period is equal to 65% of the salary for social insurance contribution of the month immediately preceding the leave if he/she has paid social insurance for 30 years or more. The allowance is equal to 55% of the salary for social insurance contribution of the month immediately preceding the leave if he/she has paid social insurance for 15 years or less. If the employee has paid social insurance for less than 15 years, the sick leave allowance is equal to 50% of the salary for social insurance contribution of the month immediately preceding the leave. The total maximum sick leave allowance for the employee is equal to the time he/she has paid social insurance. In addition to the above sick leave regime, during the time off work for medical treatment, employees are also entitled to free health insurance paid by the Social Insurance Fund. In addition, according to the provisions of Article 29 of the Social Insurance Law, employees who have taken sick leave for the prescribed period of time in a year, within the first 30 days of returning to work but their health has not recovered, are entitled to recuperation and health recovery leave from 5 to 10 days in a year. The level of recuperation and health recovery after illness for one day is equal to 30% of the basic salary.
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