Increase interest rates for 3-month term deposits
According to statistics, Saigonbank had the strongest increase in the 3-month term, with an increase of 0.6%/year, bringing the interest rate to 3.6%/year. Kienlongbank also adjusted the increase by 0.4%/year, reaching 4.1%/year.
VietBank is not far behind when it increases by 0.3%/year, bringing the interest rate to 4.4%/year for customers making online savings deposits.
In addition, banks such as MBV and VPBank also increased 0.2%/year for this term.
Fluctuation of 6-month deposit interest rate
For the 6-month term, Kienlongbank continued to lead with an increase of 0.4%/year, reaching 5.4%/year. BaoVietBank ranked second with an increase of 0.25%/year.
Banks such as VietBank and VPBank both increased by 0.2%/year; while Techcombank, Agribank, MBV, and Vikki Bank all increased by 0.1%/year.
Interest rate for 12-month term
For 12-month term, Kienlongbank increased by 0.4%/year compared to the beginning of the year.
Although Eximbank has reduced interest rates in the past two months, the current interest rate is still 0.3% higher per year than at the beginning of the year.
VietBank and VPBank both increased interest rates by 0.2%/year for this term, while Vikki Bank and Viet A Bank both increased by 0.1%/year.
Banks reduce deposit interest rates
On the contrary, SeABank is the bank that has reduced deposit interest rates the most in all three terms of 3, 6 and 12 months, with reductions of 0.35%/year, 0.55%/year and 0.3%/year, respectively.
Bac A Bank, TPBank, Nam A Bank and MSB also reduced interest rates at different terms.
Banks such as Kienlongbank, Saigonbank and VietBank have made notable interest rate adjustments in the first two months of 2025, creating opportunities for customers to seek higher returns on their savings.
Source: https://baoquangnam.vn/ngan-hang-nao-tang-lai-suat-huy-dong-cao-nhat-2-thang-dau-nam-3149813.html
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