The collateral to be processed is a Mini John Cooper Works car, Mini brand, 4 seats, manufactured in 2021, with registration plate issued by the Traffic Police Department of Ho Chi Minh City Police in 2022.

The owners of the property are Ms. Nguyen Thai Phuong Loan and Mr. Nguyen Minh Vu. Ms. Loan and Mr. Vu are authorized to sell the property themselves under the supervision of VietinBank and VietinBank AMC.

This car is part of the collateral for Ms. Loan and Mr. Vu's loan at VietinBank. In October 2023, VietinBank put this car up for sale but the starting price was not announced.

The total outstanding balance of the provisional loan as of September 18 is over VND22.6 billion. Of which, the principal balance is VND18.415 billion, overdue interest is VND4.113 billion, and penalty interest is VND71.29 million.

The remaining collateral is the house ownership in Nguyen Thai Binh ward, District 1, HCMC.

From September 2023 to present, VietinBank has been selling the debt at an agreed price but has not been successful.