I met Colonel Le Thanh Nam, Director of the Military Commercial Joint Stock Bank (MB) Dien Bien Phu branch in the program "Back to the origin" organized by the People's Army Newspaper in Tran Hung Dao forest, Nguyen Binh, Cao Bang. Amidst the sacred and heroic atmosphere to celebrate the 80th anniversary of the founding of the Vietnam People's Army (December 22, 1944 / December 22, 2024) and the 30th anniversary of the founding of MB (November 4, 1994 / November 4, 2024), he and I talked about MB Dien Bien Phu and its 20-year journey (December 5, 2004 / December 5, 2024) to become the "Big Brother" of the system. From the beginning, rising to the top As someone who has been involved in the activities of MB in general, or the Dien Bien Phu branch in particular, I can somewhat feel the specialness in the corporate culture, as well as the spirit and will of the soldier in each officer and employee of the bank. Every time I have the opportunity to work at MB Dien Bien Phu, I feel like I am immersed in the professional, dedicated and inspiring working atmosphere from Colonel Le Thanh Nam to each specialist in the branch. Perhaps that unique quality of MB has been nurtured by the tradition over the past 30 years, and more than that, from MB Dien Bien Phu itself through the generations. It is not by chance that every time MB Dien Bien Phu is mentioned, the officers in the MB system often call it by a familiar and proud name: "Big Brother". The business figures up to the beginning of the fourth quarter of 2024 have shown the basis for that title when MB Dien Bien Phu reached total assets of 62,555 billion VND; 171,000 individual customers; 4.8 thousand SME customers (small and medium enterprises); 256 CIB customers (large enterprises); capital mobilization at the time of 60,832 billion VND (top 1 system); average capital mobilization of 56,411 billion VND (top 1 system); net business revenue of 1,121 billion VND (top 3 system); bad debt ratio of 0.07% (assigned plan is 0.36%)... With the current number of employees of 72 people and revenue of 1,400 billion VND (top 1 system), perhaps by fun calculation, each employee at MB Dien Bien Phu must "earn" 20 billion VND in revenue in the year.
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| MB Dien Bien Phu staff today. |
20 years, looking back at the day of establishment of MB Dien Bien Phu, there are indicators that have increased 10 times, 20 times. At that time, the branch had revenue of 130 billion VND, mobilized capital of 3,833 billion VND, outstanding loans of 2,778 billion VND, profit of 81 billion VND, total assets of 5,516 billion VND with 1 branch headquarters and 7 transaction offices. Major General Le Cong (former Vice Chairman of the Board of Directors, former General Director of MB) recalled: "At the end of 2004, I was Deputy General Director of MB, the bank decided to establish Dien Bien Phu branch to separate the system into 2 levels. MB Dien Bien Phu started as a small branch but had extremely important significance, marking the maturity of MB and applying international practices to the organizational model and banking business strategy". From 28A Dien Bien Phu, Ba Dinh, Hanoi, where MB was born, Dien Bien Phu branch was established and has continuously developed over the past 2 decades, while always maintaining the leading position, number 1 in the entire system.
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| Colonel Le Thanh Nam, Director of MB Dien Bien Phu, and the branch's Youth Union participated in the program "Returning to the origin" organized by the People's Army Newspaper in August 2024. |
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| MB Dien Bien Phu returns to its roots, offering incense at the Memorial of the Youth Volunteers - Company 915 in Thai Nguyen. |
Continue writing brilliant pages Coincidentally, I have had the opportunity to meet Mr. Tran Van Tuan, Chairman of the Board of Directors of Vietnam Steel Structure and Lifting Equipment Joint Stock Company (Vinalift), or Mr. Nguyen Quoc Hoan, Chairman of the Board of Directors of Thanh An Group Joint Stock Company, two familiar big customers of MB Dien Bien Phu. Their stories are full of admiration, love and loyal attachment to the branch for decades. Even with Mr. Tran Van Tuan's Vinalift, since its establishment, becoming a customer of MB Dien Bien Phu for 2 decades, the company has almost no further transactions with any bank. Then with TNV Hai Duong Mineral Production, Trading and Port Services Joint Stock Company; CDC Construction Joint Stock Company... and many other businesses that are partners of MB Dien Bien Phu, they all share the same affection, the same commitment and the same dedication to long-term companionship.
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| MB Dien Bien Phu staff actively participate in sports activities. |
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| Female MBer at Dien Bien Phu branch. |
Colonel Le Thanh Nam affirmed that in the coming time, MB Dien Bien Phu will continue to develop 3 business axes evenly in all indicators (debt balance - mobilization - service - customer). In particular, it will focus on finding and expanding capital mobilization, developing customers with abundant capital and competitive interest rates, and taking care to create a growth breakthrough. Along with that, developing investor partners, developing safe and diverse credit scale (industrial clusters, residential real estate projects, production and business); promoting non-interest income activities, improving trade finance capacity, loan guarantees; investing and enhancing training of personnel with expertise and skills... Especially in 2025, it will continue to promote its strengths with the goal of capital mobilization and outstanding debt growth of 40%, net increase of 8,000 billion VND; increasing service revenue from FX, guarantees, investment banking to 500 billion VND. At the same time, expanding and diversifying new customers such as FDI, public services, national key project management boards, industrial park investors, etc. MB Dien Bien Phu will develop more high-end individual customers, deploy Hub Private, finance individual housing real estate projects associated with lending to reputable and branded investors. In which, the important goal is to strive to become the leading branch in serving military customers, serving consumer loans for officers and soldiers.
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| MB Dien Bien Phu and age 20. |
The story of the past 7,000 days of MB Dien Bien Phu at the age of 20 is a brilliant page that will be continued by the next generation and will be very long. From the early days of directors Le Cong, Vu Hai Phuong, Le Hai, Tran Minh Dat, Do Kim Loan, Kim Tuan Anh, Hoang Minh Tuan, Nguyen Thi Mai Sao until now, it has always been a journey to continue the tradition and develop the future. Currently at MB Dien Bien Phu, the post-9X generation accounts for nearly 80% of the staff. The "young bamboo trees" of the 7X, 8X generation such as Colonel Le Thanh Nam, or the deputy directors Do Dinh Minh, Nguyen Thuy Van, Le Kim Lien, Nguyen Thi Trang Nhung... have had the strong "bamboo shoots" of the 9X generation such as Vu Huy Hoang, Nguyen Duy Hoc, Chu Tuan Tung, Nguyen Minh Thong, Phung Thi Ha... to follow. The link between those generations is like a red thread running through it, helping the branch not only inherit the legacy of the previous generation of cadres but also create and build achievements for the present and the future. A future that is certainly bright!
Source: https://www.qdnd.vn/kinh-te/tin-tuc/mb-dien-bien-phu-20-nam-xung-dang-anh-ca-805506 
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