LPBank supports customers to borrow to buy real estate and project houses with interest rates from only 3.9%/year

Loc Phat Vietnam Bank (LPBank) is a credit institution with an attractive loan policy for buying real estate and project houses on the market with interest rates from only 3.9%/year, a maximum loan term of up to 35 years, and free early repayment for each customer's choice. People's demand for home ownership is still very large. According to a recent assessment by PropertyGuru Real Estate Technology Group, as of June 2024, the average selling price of real estate increased by 24% compared to the beginning of 2023. Meanwhile, the demand for buying houses and apartments peaked in March 2024, up nearly 60% compared to the end of 2023 (in Hanoi alone). This shows that people's demand for buying real estate and apartments is still very large. According to experts, 2024 is the year when many real estate projects will be launched, offering products with affordable prices and good payment policies. Meanwhile, many banks will launch separate loan packages for the real estate sector with preferential policies, creating opportunities for home buyers to settle down, rent out or save.

As of June 2024, the average selling price of real estate increased by 24% compared to early 2023, while people's demand for buying houses is still very high. (Illustration photo)

Realize the dream of "settling down" with attractive loan policies Ms. Thanh Huyen, 38 years old, residing in Hanoi, shared that when buying a house, she is especially interested in low loan interest rates, incentives for down payment, simple loan processes and procedures, along with quick disbursement support. These are important factors that help her evaluate and choose a bank that suits her financial needs. After the survey, Ms. Huyen decided to choose the loan package for buying land and project houses of Loc Phat Bank Vietnam (LPBank). Accordingly, customers borrowing money to buy a house at LPBank will enjoy an interest rate of 3.9%/year, applied for a term of 3 months. For longer terms, preferential interest rates range from 4.9 - 5.9%/year, with a maximum loan term of up to 35 years. In addition, LPBank also offers free early repayment for each customer's loan package option, with a flexible repayment policy that suits the customer's income and finances.

The loan package for buying land and project houses of Loc Phat Bank Vietnam (LPBank) has attractive incentives, from only 3.9%/year, maximum loan term up to 35 years.

According to the assessment, LPBank's home loan package has competitive interest rates, closely follows the market and meets actual needs. With this policy, home buyers can be completely assured when not worrying about the pressure of repaying the principal in the years, the method of repaying the principal early is regular and flexible without additional fees. This is also an advantage and benefit for home buyers to be proactive in their finances and stabilize their lives. In particular, LPBank's home loan package has a limit of up to 1,000 billion VND, implemented from now until September 30, 2024. LPBank supports simple, easy and quick loan procedures to help home buyers soon realize their dream of settling down. Find out information about the loan package at: https://lpbank.com.vn/khach-hang/goi-giai-phap/

On July 15, LPBank officially changed its name to Loc Phat Vietnam Commercial Joint Stock Bank. The name change marks the beginning of a new development phase of LPBank with a new business strategy, aiming at new values ​​for customers, partners and shareholders. With the motto "Customer-centric", LPBank is committed to continuing its journey with the mission of bringing the best quality products and services to people across the country. Promoting the strength of its large network in 63 provinces and cities across the country, LPBank strives to bring many financial solutions for individual customers. At the same time, with a variety of products and services, LPBank continuously implements many preferential credit programs with attractive interest rates such as; car loan packages, consumer loan packages... interest rates from only 6.0%/year. For advice on preferential loan packages, customers can contact LPBank Branches/Transaction Offices nationwide, or contact LPBank hotline: 1800 57 77 58 or 02462 668 668.

K.Oanh