Vietcombank's highest interest rate, deposit 200 million and receive how much money?

Illustration: Phan Anh

Full set of current Vietcombank interest rates

Savings interest rates at Vietcombank currently fluctuate around 1.6 - 4.7%.

Of which, Vietcombank listed interest rates for 24-month, 36-month, 48-month and 60-month deposits at 4.7%.

The interest rate for 12-month deposits is lower at 4.6%. Meanwhile, for 6-month and 9-month deposits, Vietcombank's interest rate is 2.9%.

Savings interest rates at Vietcombank counter on September 14, 2024. Screenshot of Vietcombank website.

Vietcombank's online savings interest rates on September 10, 2024. Screenshot of Vietcombank website.

Vietcombank interest rate chart on September 17, 2024. Chart: Khuong Duy

3-month deposit term, lower interest rate at 1.9% and 1-month, 2-month term interest rate is 1.6%.

Currently, Vietcombank's lowest non-term interest rate is 0.1%.

Comparing Vietcombank's interest rates with Big4 groups such as: Agribank, VietinBank, BIDV, it can be seen that Vietcombank's interest rates are lower in many terms.

In addition, readers can update interest rates of other banks through the table below:

Summary of current bank interest rates. Data recorded on September 16. Table: Mai Anh

How to receive interest if saving 200 million VND at Vietcombank?

Formula for calculating bank deposit interest:

Interest = Deposit x interest rate (%)/12 months x deposit term.

For example, you deposit 200 million VND in Vietcombank, depending on the deposit term with different interest rates, the interest you receive is as follows:

+ 3-month term: 950,000 VND.

+ 6 month term: 2.9 million VND.

+ 9-month term: 4.35 million VND.

+ 12-month term: 9.2 million VND.

+ 24-month term: 18.8 million VND.

+ 36-month term: 28.2 million VND.

+ 48-month term: 37.6 million VND.

+ 60-month term: 47 million VND.

Interest rate information is for reference only and may change from time to time. Please contact the nearest bank transaction point or hotline for specific advice.

Source: https://laodong.vn/tien-te-dau-tu/lai-suat-vietcombank-cao-nhat-gui-200-trieu-nhan-bao-nhieu-tien-1394042.ldo