Bond interest rates are twice as high as bank deposit interest rates.

In the corporate bond market, recently many bond-issuing enterprises have applied quite high interest rates to attract investors. Some enterprises listed interest rates up to 10-14%, twice as high as the current bank deposit interest rate.

According to records, real estate is the group of businesses with the highest interest rates, up to 10-14/year. Typically, North Star Holdings Joint Stock Company has a bond interest rate of 14%/year; the bond lots of Khai Hoan Land have the highest interest rate of up to 13.5%...

In general, the interest rates issued by real estate businesses are quite attractive for the first periods, the following periods are usually at 4-4.5% plus the average 12-month savings interest rate of the Big 4 banking group...

Groups of securities companies also issue bonds with interest rates up to 8-9.5%. Typical examples include Petroleum Securities (8.9%), Bao Minh Securities (9.5%), Rong Viet Securities (8%)...

On the contrary, the average bank bond interest rate is about 4 - 6%/year, quite low compared to the bond interest rate level of other industry groups.

In addition, some banks' bonds have interest rates close to 8%/year, such as Ho Chi Minh City Development Joint Stock Commercial Bank ( HDBANK ), interest rates for some bond lots are at 7.47%, 7.8%/year; Viet A Commercial Joint Stock Bank (VietABank) has interest rates at 7.2%/year...

Although it is bringing double the profit of bank savings, this investment channel has not yet become active again. According to statistics on HNX, the total value of newly issued bonds in the first half of 2024 reached 116,422 billion VND. Meanwhile, in the year when bonds peaked (2021), the whole market recorded a total of 964 domestic issuances with a total value of 595,000 billion VND.

Source: https://laodong.vn/kinh-doanh/lai-suat-trai-phieu-cao-gap-doi-lai-suat-tien-gui-ngan-hang-1365955.ldo