Bank interest rates today April 21, 2025: Only 3 banks keep interest rates from 6%/year.

Only 3 banks keep interest rates from 6%/year

Up to now, there are only three banks on the market listing interest rates of 6%/year or higher, including HDBank, VietABank and digital bank Vikki Bank.

GPBank is the latest bank to withdraw from this group after reducing interest rates for 12- to 36-month terms to 5.95%/year. Previously, GPBank's online interest rates were up to 6.05% - 6.15%/year.

Currently, HDBank still maintains the interest rate of 6%/year for 15-month term and 6.1%/year for 18-month term. In addition, HDBank also implements a special interest rate program, which can be up to 8.1%/year for 13-month term if customers deposit from 500 billion VND or more.

Vikki Bank is applying a rate of 6%/year for online deposits of 12 months or more. VietABank maintains this rate for a term of 36 months. Apart from the three banks mentioned above, the remaining banks all list interest rates below 6%.

Bank interest rates today April 21, 2025: Only 3 banks keep interest rates from 6%/year.

Orient Commercial Joint Stock Bank (OCB) sharply increased deposit interest rates

Orient Commercial Joint Stock Bank (OCB) suddenly adjusted its online deposit interest rates up sharply just a few days after a slight decrease. The increase ranged from 0.2% to 0.75%/year, with the highest being the 36-month term, which increased to 5.6%/year. Terms from 6 to 24 months also increased, ranging from 5% to 5.4%/year.

OCB also applies higher interest rates for deposits of VND100 million or more, with a difference of 0.1 to 0.2%/year compared to deposits under VND100 million. In contrast, interest rates at the counter have decreased slightly by 0.1% to 0.2% for many terms. The increase in interest rates on online channels shows that OCB's service digitalization strategy is being accelerated.

Special interest rate highest 6.5-9.65%

In addition, many banks are implementing special interest rate programs but require very large deposits. ABBank is at the top with an interest rate of 9.65%/year for customers depositing from VND1,500 billion or more for a 13-month term. PVcomBank also applies a rate of 9%/year for a 12-13 month term with a minimum balance of VND2,000 billion.

HDBank, Vikki Bank, Bac A Bank, IVB, ACB and LPBank all have preferential interest rate packages ranging from 6% to over 8% per year for customers depositing very large amounts of money, from hundreds to thousands of billions of VND. This is a strategy to attract large cash flows into the banking system in the context of increasing competition for capital mobilization.

Source: https://baonghean.vn/lai-suat-ngan-hang-hom-nay-21-4-2025-chi-con-3-ngan-hang-giu-lai-suat-tu-6-nam-10295593.html