GPBank has just announced the online deposit interest rate schedule, effective from today (April 17). In addition to the 2-month term decreasing by 0.25% to 3.75%/year; the 3-month term decreasing by 0.17% to 3.85%/year, the 1-month, 4-month to 9-month terms have all been adjusted up.
Specifically, the 1-month term deposit interest rate increased by 0.25% to 3.75% per year; the 4-month term increased by 0.06% to 4.1% per year; and the 5-month term increased by 0.05% to 4.1% per year.
Bank interest rates for 6-9 month terms increased by 0.3% to 5.65% per year; 7 month terms increased by 0.2% to 5.65% per year.
Interest rates for 8-month and 9-month deposits increased by 0.05%, to 5.65%/year and 5.75%/year, respectively.
Notably, from April 17, GPBank's new online deposit interest rate table completely lacks the interest rate from 6%/year.
Accordingly, interest rates for terms from 12-36 months were simultaneously reduced to 5.95%/year - the highest current mobilization interest rate at GPBank. Thus, the bank interest rate for 12-month terms has decreased by 0.1%/year and for 13-36 months terms has decreased by 0.2%/year.
Previously, GPBank was the only bank listing deposit interest rates at over 6%/year for terms from 12-36 months.
This is the first time in 2025 that GPBank has adjusted deposit interest rates after reducing interest rates by 0.2%/year for all terms on December 16, 2024.
GPBank is one of four weak banks that have recently been forced to transfer. According to the decision of the Governor of the State Bank of Vietnam, GPBank will be forced to transfer to Vietnam Prosperity Joint Stock Commercial Bank (GPBank) from January 17, 2025.
After the mandatory transfer, GPBank is a one-member limited liability commercial bank with 100% charter capital held by VPBank .
This is also the only bank that has not changed its name after joining VPBank.
Meanwhile, Ocean Bank was renamed Vietnam Modern Bank (MBV) after the mandatory transfer to MB; Dong A Bank was renamed Vikki Digital Bank (Vikki Bank) after the mandatory transfer to HDBank and Vietnam Construction Bank (CB) was renamed Foreign Trade Bank Digital Technology (VCBNeo) after the mandatory transfer to Vietcombank.
Since February 25, 28 domestic commercial banks have reduced deposit interest rates by 0.1-1.05% per year.
In April alone, several more banks reduced deposit interest rates, including VPBank, MB, Eximbank, Nam A Bank, OCB and GPBank. In addition to reducing deposit interest rates, GPBank also increased short-term interest rates.
| INTEREST RATES FOR ONLINE DEPOSITS FROM BANKS ON APRIL 17, 2025 (%/YEAR) | ||||||
| BANK | 1 MONTH | 3 MONTHS | 6 MONTHS | 9 MONTHS | 12 MONTHS | 18 MONTHS |
| AGRIBANK | 2.4 | 3 | 3.7 | 3.7 | 4.7 | 4.7 |
| BIDV | 2 | 2.3 | 3.3 | 3.3 | 4.7 | 4.7 |
| VIETINBANK | 2 | 2.3 | 3.3 | 3.3 | 4.7 | 4.7 |
| VIETCOMBANK | 1.6 | 1.9 | 2.9 | 2.9 | 4.6 | 4.6 |
| ABBANK | 3.2 | 3.9 | 5.4 | 5.5 | 5.7 | 5.5 |
| ACB | 3.1 | 3.5 | 4.2 | 4.3 | 4.9 | |
| BAC A BANK | 3.5 | 3.8 | 4.95 | 5.05 | 5.4 | 5.8 |
| BAOVIETBANK | 3.5 | 4.35 | 5.45 | 5.5 | 5.8 | 5.9 |
| BVBANK | 3.95 | 4.15 | 5.15 | 5.3 | 5.6 | 5.9 |
| EXIMBANK | 4 | 4.1 | 5.1 | 5.2 | 5.3 | 5.7 |
| GPBANK | 3.75 | 3.85 | 5.65 | 5.75 | 5.95 | 5.95 |
| HDBANK | 3.85 | 3.95 | 5.3 | 4.7 | 5.6 | 6.1 |
| KIENLONGBANK | 3.7 | 3.7 | 5.1 | 5.2 | 5.5 | 5.45 |
| LPBANK | 3.6 | 3.9 | 5.1 | 5.1 | 5.4 | 5.6 |
| MB | 3.7 | 4 | 4.6 | 4.6 | 5 | 5 |
| MBV | 4.1 | 4.4 | 5.5 | 5.6 | 5.8 | 5.9 |
| MSB | 3.9 | 3.9 | 5 | 5 | 5.6 | 5.6 |
| NAM A BANK | 3.8 | 4 | 4.9 | 5.2 | 5.5 | 5.6 |
| NCB | 4 | 4.2 | 5.35 | 5.45 | 5.6 | 5.6 |
| OCB | 3.7 | 3.9 | 4.7 | 4.7 | 4.8 | 4.9 |
| PGBANK | 3.4 | 3.8 | 5 | 4.9 | 5.4 | 5.8 |
| PVCOMBANK | 3.3 | 3.6 | 4.5 | 4.7 | 5.1 | 5.8 |
| SACOMBANK | 3.3 | 3.6 | 4.9 | 4.9 | 5.4 | 5.6 |
| SAIGONBANK | 3.3 | 3.6 | 4.8 | 4.9 | 5.6 | 5.8 |
| SCB | 1.6 | 1.9 | 2.9 | 2.9 | 3.7 | 3.9 |
| TECHCOMBANK | 3.25 | 3.55 | 4.55 | 4.55 | 4.75 | 4.75 |
| TPBANK | 3.5 | 3.8 | 4.8 | 4.9 | 5.2 | 5.5 |
| VCBNEO | 4.15 | 4.35 | 5.7 | 5.65 | 5.85 | 5.85 |
| VIB | 3.7 | 4 | 5.2 | 5.4 | 5.7 | 5.9 |
| VIET A BANK | 3.7 | 4 | 5.4 | 5.4 | 5.7 | 5.9 |
| VIETBANK | 4.1 | 4.4 | 5.4 | 5.4 | 5.8 | 5.9 |
| VIKKI BANK | 4.15 | 4.35 | 5.65 | 5.95 | 6 | 6 |
| VPBANK | 3.7 | 3.9 | 4.8 | 4.8 | 5.3 | 5.3 |
Source: https://vietnamnet.vn/lai-suat-ngan-hang-hom-nay-17-4-2025-tang-theo-gia-vang-2392071.html
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