Today (February 17) continues to be a day when the market does not record any bank adjusting deposit interest rates. For 6-month term deposit interest rates, small-scale banks are the ones paying the highest interest rates.

However, compared to interest rates for terms of 12 months or more, the interest rate difference for terms of 6 months is quite large.

Specifically, VCBNeo Bank is leading in online deposit interest rates for 6-month terms with the highest rate of 5.85%/year. Meanwhile, KienlongBank is second when paying interest rates of 5.8%/year for online deposits for this term. These are also the two banks leading in interest rates for 9-month terms, up to 5.8%/year.

After the two banks above, DongA Bank (now Vikki Bank) is the only bank applying an interest rate of 5.5%/year for 6-month term deposits.

MBV and ABBank both listed interest rates for this term at 5.5%/year.

Three banks BaoVietBank, BVBank and NCB are listing interest rates of 5.45%/year for 6-month online deposits.

5.4%/year is the interest rate for the same term listed by Eximbank and VietBank, while IVB and GPBank both list the interest rate at 5.35%/year.

HDBank (5.3%/year), OCB, Viet A Bank (5.2%/year), LPBank (5.1%/year) and Bac A Bank (5.05%/year) are the remaining banks listing 6-month term deposit interest rates at over 5%/year.

Some banks list this term's interest rate at 5% such as: MSB, Nam A Bank, PGBank, SHB and VPBank.

The 6-month term bank interest rate below 5%/year is still applied by many banks. Of which, Sacombank and VIB are listed at 4.9%/year; TPBank and Saigonbank 4.8%/year; Techcombank 4.65%/year; MB 4.6%/year; PVCombank 4.5%/year; ACB 4.2%/year.

Some banks also listed 6-month term interest rates below 4%/year. Of which, the savings interest rate at SeABank is 3.95%/year, at Agribank 3.7%/year, BIDV and VietinBank listed deposit interest rates at 3.3%/year for 6-month term.

In particular, Vietcombank and SCB only listed interest rates of 2.9%/year for 6-month online deposits.

According to statistics, banks adjusting interest rates since the beginning of February 2025 include: TPBank (reducing deposit interest rates for terms of 1 - 2 - 3 and 12 months), Techcombank (increasing interest rates for terms of 6-36 months), Bac A Bank (reducing interest rates for 1-36 months) and Eximbank (increasing interest rates for 1-12 months, reducing interest rates for 15-36 months), Viet A Bank (increasing interest rates for terms of 12-36 months).

INTEREST RATE TABLE FOR ONLINE DEPOSITS ON FEBRUARY 17, 2025 AT BANKS (%/YEAR)
BANK 1 MONTH 3 MONTHS 6 MONTHS 9 MONTHS 12 MONTHS 18 MONTHS
VCBNEO 4.15 4.35 5.85 5.8 6 6
KIENLONGBANK 4.3 4.3 5.8 5.8 6.1 6.1
VIKKI BANK 4.1 4.3 5.55 5.7 5.8 6.1
ABBANK 3.2 4 5.5 5.6 5.8 5.6
MBV 4.3 4.6 5.5 5.6 5.8 6.1
BAOVIETBANK 3.3 4.35 5.45 5.5 5.8 6
BVBANK 3.95 4.15 5.45 5.75 6.05 6.35
NCB 4.1 4.3 5.45 5.55 5.7 5.7
EXIMBANK 4.1 4.4 5.4 5.4 5.6 6.5
VIETBANK 4.2 4.4 5.4 5 5.8 5.9
GPBANK 3.5 4.02 5.35 5.7 6.05 6.15
IVB 4 4.35 5.35 5.35 5.95 6.05
HDBANK 3.85 3.95 5.3 4.7 5.6 6.1
OCB 4 4.2 5.2 5.2 5.3 5.5
VIET A BANK 3.7 4 5.2 5.4 5.8 6
LPBANK 3.6 3.9 5.1 5.1 5.5 5.8
BAC A BANK 3.6 3.9 5.05 5.15 5.6 6
MSB 4.1 4.1 5 5 6.3 5.8
NAM A BANK 4.3 4.5 5 5.2 5.6 5.7
PGBANK 3.4 3.8 5 5 5.5 5.8
SHB 3.5 3.8 5 5.1 5.5 5.8
VPBANK 3.8 4 5 5 5.5 5.5
SACOMBANK 3.3 3.6 4.9 4.9 5.4 5.6
VIB 3.8 3.9 4.9 4.9 5.3
SAIGONBANK 3.3 3.6 4.8 4.9 5.8 6
TPBANK 3.5 3.8 4.8 4.9 5.2 5.5
TECHCOMBANK 3.35 3.65 4.65 4.65 4.85 4.85
MB 3.7 4 4.6 4.6 5.1 5.1
PVCOMBANK 3.3 3.6 4.5 4.7 5.1 5.8
ACB 3.1 3.5 4.2 4.3 4.9
SEABANK 2.95 3.45 3.95 4.15 4.7 5.45
AGRIBANK 2.4 3 3.7 3.7 4.7 4.7
BIDV 2 2.3 3.3 3.3 4.7 4.7
VIETINBANK 2 2.3 3.3 3.3 4.7 4.7
SCB 1.6 1.9 2.9 2.9 3.7 3.9
VIETCOMBANK 1.6 1.9 2.9 2.9 4.6 4.6