Bank interest rates today April 11, 2025: Banks...

Nam A Commercial Joint Stock Bank (Nam A Bank) has just adjusted its deposit interest rates down. Accordingly, this bank announced a reduction in deposit interest rates for terms under 6 months, with a uniform reduction of 0.2%/year.

Currently, the latest online interest rates for deposits with terms under 6 months are as follows:

The bank interest rate for 1-month term is 3.8%/year; the bank interest rate for 2-month term is 3.9%/year. The interest rates for 3-month, 4-month and 5-month terms are all brought down to 4%/year.

Nam A Bank keeps the deposit interest rates unchanged for terms from 6-36 months. The online interest rate for 6-month terms is 4.9%/year; for 7-8 month terms is 5.1%/year.

Interest rates for 12-13 month savings remain at 5.5%/year, while interest rates for 14-17 month terms are 5.6%/year.

The highest interest rate at Nam A Bank still belongs to deposit terms of 24-36 months, currently anchored at 5.8%/year.

For the interest rate mobilized at the counter for individual customers, Nam A Bank listed it lower by 0.1-0.2%/year. Accordingly, the highest interest rate mobilized for individual customers depositing savings at the counter is 5.6%/year, applied for terms of 24-36 months.

For individual customers who deposit at the counter from 500 billion VND or more, with a term of 24 months and receive interest at the end of the term, the interest rate will be paid up to 6%/year and must be approved by the bank's general director.

The interest rate for regular savings deposits with a term of 13 months and a term of 24 months and a term of 24 months and a term of 5.6% is used as the basis for determining the loan interest rate for the interest rate adjustment period of Nam A Bank (applied to loans before November 2, 2020), depending on the loan term of each loan signed on the Debt Receipt to apply the base interest rate issued by Nam A Bank in each period.

This is the third consecutive time Nam A Bank has reduced deposit interest rates since the beginning of 2025.

Previously, on January 6 and March 5, Nam A Bank also reduced deposit interest rates.

Specifically, on January 6, this bank reduced 0.1%/year savings interest rates for terms from 1-5 months.

On March 5, 2025, Nam A Bank continued to reduce deposit interest rates by 0.3%/year for 1-month and 3-5-month terms, and by 0.4%/year for 2-month terms. Also in this adjustment period, Nam A Bank reduced deposit interest rates for 6-36-month terms by 0.1%/year.

Since the beginning of April, several more banks have reduced deposit interest rates, including VPBank , MB, Eximbank and Nam A Bank.

In general, since the meeting on interest rates between the State Bank of Vietnam and commercial banks on February 25, 26 domestic commercial banks have reduced their deposit interest rates by 0.1-1.05%/year depending on the term. Some banks have adjusted their interest rates 3-4 times.

Notably, according to data just announced by the State Bank of Vietnam, people's deposits at credit institutions (CIs) by the end of December 2024 reached a new record of VND 7,065 trillion, an increase of 8.15% compared to the end of 2023.

Thus, the amount of deposits from residents at credit institutions continuously set new records in the past year. This is also the first time that deposits reached over 7 million billion VND after increasing by nearly 400 thousand billion VND compared to November 2024.

INTEREST RATE TABLE FOR ONLINE DEPOSITS OF BANKS ON APRIL 11, 2025 (%/YEAR)
BANK	1 MONTH	3 MONTHS	6 MONTHS	9 MONTHS	12 MONTHS	18 MONTHS
AGRIBANK	2.4	3	3.7	3.7	4.7	4.7
BIDV	2	2.3	3.3	3.3	4.7	4.7
VIETINBANK	2	2.3	3.3	3.3	4.7	4.7
VIETCOMBANK	1.6	1.9	2.9	2.9	4.6	4.6
ABBANK	3.2	3.9	5.4	5.5	5.7	5.5
ACB	3.1	3.5	4.2	4.3	4.9
BAC A BANK	3.5	3.8	4.95	5.05	5.4	5.8
BAOVIETBANK	3.5	4.35	5.45	5.5	5.8	5.9
BVBANK	3.95	4.15	5.15	5.3	5.6	5.9
EXIMBANK	4	4.1	5.1	5.2	5.3	5.7
GPBANK	3.5	4.02	5.35	5.7	6.05	6.15
HDBANK	3.85	3.95	5.3	4.7	5.6	6.1
KIENLONGBANK	3.7	3.7	5.1	5.2	5.5	5.45
LPBANK	3.6	3.9	5.1	5.1	5.4	5.6
MB	3.7	4	4.6	4.6	5	5
MBV	4.1	4.4	5.5	5.6	5.8	5.9
MSB	3.9	3.9	5	5	5.6	5.6
NAM A BANK	3.8	4	4.9	5.2	5.5	5.6
NCB	4	4.2	5.35	5.45	5.6	5.6
OCB	4	4.2	5.1	5.1	5.2	5.4
PGBANK	3.4	3.8	5	4.9	5.4	5.8
PVCOMBANK	3.3	3.6	4.5	4.7	5.1	5.8
SACOMBANK	3.3	3.6	4.9	4.9	5.4	5.6
SAIGONBANK	3.3	3.6	4.8	4.9	5.6	5.8
SCB	1.6	1.9	2.9	2.9	3.7	3.9
SEABANK	2.95	3.45	3.95	4.15	4.7	5.45
SHB	3.5	3.8	4.9	5	5.3	5.5
TECHCOMBANK	3.25	3.55	4.55	4.55	4.75	4.75
TPBANK	3.5	3.8	4.8	4.9	5.2	5.5
VCBNEO	4.15	4.35	5.7	5.65	5.85	5.85
VIB	3.7	3.8	4.7	4.7	4.9	5.2
VIET A BANK	3.7	4	5.2	5.4	5.7	5.9
VIETBANK	4.1	4.4	5.4	5.4	5.8	5.9
VIKKI BANK	4.15	4.35	5.65	5.95	6	6
VPBANK	3.7	3.9	4.8	4.8	5.3	5.3